Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10). A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.5).
Other Rating Factors:
Good current capitalization (5.1 on a scale of 0 to 10) based on a risk-based capital ratio of 33.6 and a capital leverage ratio of 7.1. Fair liquidity 4.9, driven by a liquidity ratio of 82.9 percent and a “hot money” ratio of 37.4 percent.
Asset Mix:
Cash (71%), comm loans (6%), other (23%)
States with Branches:
NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mizuho Financial Group, Inc.
Investment Rating
--
Address
1271 Avenue of the Americas
New York, NY 10020
New York, NY 10020
Phone Number
(212) 282-3000
Year Founded
1974
FDIC Number
Website
Largest Affiliates
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