Quail Creek Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 8.7 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Good asset quality (5.1).
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Excellent (7.9) profitability. Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 14.4 and a capital leverage ratio of 9.2.
Asset Mix:
Comm re (31%), home mtgs (28%), securities (16%), cash (6%), comm loans (5%), home eq lns (4%), consumer loans (1%), other (9%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Quail Creek Bancshares, Inc.
Investment Rating
--
Address
12201 North May Avenue
Oklahoma City, OK 73120
Oklahoma City, OK 73120
Phone Number
(405) 755-1000
Year Founded
1974
FDIC Number
Website
Largest Affiliates
No affiliate information available.