B
TruPoint Bank
Grundy,  VA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TruPoint Bank
Grundy, VA
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Rating B
Asset Quality Index 7.50
Capitalization Index 9.40
Liquidity Index 2.60
Profitability Index 5.00
Stability Index 5.40
Company Info TruPoint Bank
Grundy, VA
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FDIC Number 21883
Phone Number (276) 935-8161
Website www.trupointbank.com
Asset Quality TruPoint Bank
Grundy, VA
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1-Year Asset Growth 41.21%
5-Year Asset Growth 7.21%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.11%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.11%
Non-Performing Loans to Loans 0.02%
Balance Sheet TruPoint Bank
Grundy, VA
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Total Assets 690.75M
Total Deposits 593.72M
Capital and Reserves TruPoint Bank
Grundy, VA
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Capital 64.19M
Leverage Ratio 10.60
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity TruPoint Bank
Grundy, VA
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Hot Money Ratio 16.00%
Liquidity Ratio 13.16%
Profitability TruPoint Bank
Grundy, VA
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5-Year Return on Average Assets 0.89%
Net Income 3.90M
Net Interest Spread 4.00%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 70.77%
Return on Assets 1.12%
Return on Equity 12.23%