B
TruPoint Bank
GrundyVA
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TruPoint Bank
Grundy, VA
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Rating B
Asset Quality Index 7.50
Capitalization Index 8.80
Liquidity Index 2.90
Profitability Index 3.40
Stability Index 5.10
Company Info TruPoint Bank
Grundy, VA
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FDIC Number 21883
Phone Number (276) 935-8161
Website www.trupointbank.com
Asset Quality TruPoint Bank
Grundy, VA
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1-Year Asset Growth 36.22%
5-Year Asset Growth 7.21%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.79%
Non-Performing Loans to Loans 0.31%
Balance Sheet TruPoint Bank
Grundy, VA
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Total Assets 696.25M
Total Deposits 603.40M
Capital and Reserves TruPoint Bank
Grundy, VA
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Capital 63.05M
Leverage Ratio 10.20
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity TruPoint Bank
Grundy, VA
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Hot Money Ratio 15.98%
Liquidity Ratio 23.62%
Profitability TruPoint Bank
Grundy, VA
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5-Year Return on Average Assets 0.90%
Net Income 3.29M
Net Interest Spread 3.51%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 80.54%
Return on Assets 0.60%
Return on Equity 6.80%