| Weiss Ratings |
TruPoint Bank
Grundy, VA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 4.70 | |||
| Company Info |
TruPoint Bank
Grundy, VA |
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| FDIC Number | 21883 | |||
| Phone Number | (276) 935-8161 | |||
| Website | www.trupointbank.com | |||
| Asset Quality |
TruPoint Bank
Grundy, VA |
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| 1-Year Asset Growth | -7.37% | |||
| 5-Year Asset Growth | 2.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.30% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
TruPoint Bank
Grundy, VA |
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| Total Assets | 469.44M | |||
| Total Deposits | 414.32M | |||
| Capital and Reserves |
TruPoint Bank
Grundy, VA |
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| Capital | 38.18M | |||
| Leverage Ratio | 10.22 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
TruPoint Bank
Grundy, VA |
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| Hot Money Ratio | 14.02% | |||
| Liquidity Ratio | 19.45% | |||
| Profitability |
TruPoint Bank
Grundy, VA |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 1.83M | |||
| Net Interest Spread | 3.39% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 83.34% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 5.13% | |||