B
Kirkwood Bank and Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kirkwood Bank and Trust Company
Bismarck, ND
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Rating B
Asset Quality Index 8.70
Capitalization Index 7.20
Liquidity Index 3.20
Profitability Index 6.10
Stability Index 5.60
Company Info Kirkwood Bank and Trust Company
Bismarck, ND
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FDIC Number 21928
Phone Number (701) 258-6550
Website www.kirkwoodbank.com
Asset Quality Kirkwood Bank and Trust Company
Bismarck, ND
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1-Year Asset Growth 10.86%
5-Year Asset Growth 5.44%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Kirkwood Bank and Trust Company
Bismarck, ND
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Total Assets 389.44M
Total Deposits 351.51M
Capital and Reserves Kirkwood Bank and Trust Company
Bismarck, ND
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Capital 33.03M
Leverage Ratio 9.13
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio --
Liquidity Kirkwood Bank and Trust Company
Bismarck, ND
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Hot Money Ratio 19.98%
Liquidity Ratio 27.07%
Profitability Kirkwood Bank and Trust Company
Bismarck, ND
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5-Year Return on Average Assets 1.11%
Net Income 5.38M
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 60.91%
Return on Assets 1.50%
Return on Equity 17.03%