Montecito Bank & Trust
| Weiss Ratings |
Montecito Bank & Trust
Santa Barbara, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 6.20 | |||
| Company Info |
Montecito Bank & Trust
Santa Barbara, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 21956 | |||
| Phone Number | (805) 564-0256 | |||
| Website | www.montecito.bank | |||
| Asset Quality |
Montecito Bank & Trust
Santa Barbara, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.85% | |||
| 5-Year Asset Growth | 6.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 1.30% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
Montecito Bank & Trust
Santa Barbara, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.09B | |||
| Total Deposits | 1.87B | |||
| Capital and Reserves |
Montecito Bank & Trust
Santa Barbara, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 178.40M | |||
| Leverage Ratio | 10.48 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Montecito Bank & Trust
Santa Barbara, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.38% | |||
| Liquidity Ratio | 27.76% | |||
| Profitability |
Montecito Bank & Trust
Santa Barbara, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 6.69M | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 85.48% | |||
| Return on Assets | 0.40% | |||
| Return on Equity | 5.33% | |||