C
Covington County Bank
CollinsMS
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Covington County Bank
Collins, MS
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Rating C
Asset Quality Index 6.20
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 9.30
Stability Index 4.30
Company Info Covington County Bank
Collins, MS
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FDIC Number 21998
Phone Number (601) 765-6551
Website www.covcobank.com
Asset Quality Covington County Bank
Collins, MS
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1-Year Asset Growth 0.84%
5-Year Asset Growth 5.57%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 5.39%
Non-Performing Loans to Loans 0.59%
Balance Sheet Covington County Bank
Collins, MS
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Total Assets 104.07M
Total Deposits 88.64M
Capital and Reserves Covington County Bank
Collins, MS
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Capital 13.53M
Leverage Ratio 14.40
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 21.68
Liquidity Covington County Bank
Collins, MS
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Hot Money Ratio 35.89%
Liquidity Ratio 20.84%
Profitability Covington County Bank
Collins, MS
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5-Year Return on Average Assets 1.87%
Net Income 1.26M
Net Interest Spread 4.34%
Operating Profit to Average Assets 2.26%
Overhead Efficiency Ratio 55.69%
Return on Assets 1.61%
Return on Equity 13.18%