C
INSOUTH Bank
Rating Date
March 2026
Risk Based
Capital Ratio
11.12
Leverage
Ratio
8.53
Return On
Assets
0.88%
Total
Assets
572.67M
Capital
44.80M
Total
Deposits
499.31M
Net
Income
4.90M
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Weiss Ratings INSOUTH Bank
Brownsville, TN 		Click to
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Rating C
Asset Quality Index 3.80
Capitalization Index 6.50
Liquidity Index 1.40
Profitability Index 5.00
Stability Index 6.20
Company Info INSOUTH Bank
Brownsville, TN 		Click to
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FDIC Number 22020
Phone Number (731) 772-1201
Website www.insouth.com
Asset Quality INSOUTH Bank
Brownsville, TN 		Click to
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1-Year Asset Growth 7.82%
5-Year Asset Growth 9.68%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 1.57%
Non-Performing Loans to Capital 16.17%
Non-Performing Loans to Loans 1.94%
Balance Sheet INSOUTH Bank
Brownsville, TN 		Click to
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Total Assets 572.67M
Total Deposits 499.31M
Capital and Reserves INSOUTH Bank
Brownsville, TN 		Click to
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Capital 44.80M
Leverage Ratio 8.53
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 11.12
Liquidity INSOUTH Bank
Brownsville, TN 		Click to
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Hot Money Ratio 23.21%
Liquidity Ratio 3.33%
Profitability INSOUTH Bank
Brownsville, TN 		Click to
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5-Year Return on Average Assets 1.21%
Net Income 4.90M
Net Interest Spread 4.31%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 78.14%
Return on Assets 0.88%
Return on Equity 11.45%