First National Community Bank
| Weiss Ratings |
First National Community Bank
Chatsworth, GA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
First National Community Bank
Chatsworth, GA |
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| FDIC Number | 22092 | |||
| Phone Number | (706) 695-9646 | |||
| Website | www.fncbank.com | |||
| Asset Quality |
First National Community Bank
Chatsworth, GA |
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| 1-Year Asset Growth | 13.64% | |||
| 5-Year Asset Growth | 25.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.60% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 2.65% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
First National Community Bank
Chatsworth, GA |
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| Total Assets | 711.39M | |||
| Total Deposits | 615.63M | |||
| Capital and Reserves |
First National Community Bank
Chatsworth, GA |
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| Capital | 92.42M | |||
| Leverage Ratio | 12.88 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Community Bank
Chatsworth, GA |
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| Hot Money Ratio | 24.08% | |||
| Liquidity Ratio | 27.06% | |||
| Profitability |
First National Community Bank
Chatsworth, GA |
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| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 8.85M | |||
| Net Interest Spread | 5.11% | |||
| Operating Profit to Average Assets | 2.29% | |||
| Overhead Efficiency Ratio | 49.14% | |||
| Return on Assets | 1.73% | |||
| Return on Equity | 13.21% | |||