First National Community Bank
| Weiss Ratings |
First National Community Bank
Chatsworth, GA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
First National Community Bank
Chatsworth, GA |
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| FDIC Number | 22092 | |||
| Phone Number | (706) 695-9646 | |||
| Website | www.fncbank.com | |||
| Asset Quality |
First National Community Bank
Chatsworth, GA |
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| 1-Year Asset Growth | 8.19% | |||
| 5-Year Asset Growth | 23.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.45% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 2.68% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
First National Community Bank
Chatsworth, GA |
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| Total Assets | 703.24M | |||
| Total Deposits | 604.83M | |||
| Capital and Reserves |
First National Community Bank
Chatsworth, GA |
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| Capital | 95.38M | |||
| Leverage Ratio | 13.06 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Community Bank
Chatsworth, GA |
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| Hot Money Ratio | 20.53% | |||
| Liquidity Ratio | 28.96% | |||
| Profitability |
First National Community Bank
Chatsworth, GA |
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| 5-Year Return on Average Assets | 1.47% | |||
| Net Income | 12.58M | |||
| Net Interest Spread | 5.09% | |||
| Operating Profit to Average Assets | 2.39% | |||
| Overhead Efficiency Ratio | 48.65% | |||
| Return on Assets | 1.82% | |||
| Return on Equity | 13.90% | |||