B
Rabun County Bank
ClaytonGA
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rabun County Bank
Clayton, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.70
Capitalization Index 8.80
Liquidity Index 3.50
Profitability Index 8.00
Stability Index 7.00
Company Info Rabun County Bank
Clayton, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 22138
Phone Number (706) 782-4571
Website www.rabuncountybank.com
Asset Quality Rabun County Bank
Clayton, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 10.10%
5-Year Asset Growth 12.90%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 1.17%
Non-Performing Loans to Loans 0.35%
Balance Sheet Rabun County Bank
Clayton, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 366.22M
Total Deposits 326.92M
Capital and Reserves Rabun County Bank
Clayton, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 36.88M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio --
Liquidity Rabun County Bank
Clayton, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 23.26%
Liquidity Ratio 39.63%
Profitability Rabun County Bank
Clayton, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.25%
Net Income 4.87M
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.85%
Overhead Efficiency Ratio 56.66%
Return on Assets 1.41%
Return on Equity 13.57%