| Weiss Ratings |
Rabun County Bank
Clayton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Rabun County Bank
Clayton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 22138 | |||
| Phone Number | (706) 782-4571 | |||
| Website | www.rabuncountybank.com | |||
| Asset Quality |
Rabun County Bank
Clayton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.31% | |||
| 5-Year Asset Growth | 15.33% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 0.39% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Rabun County Bank
Clayton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 348.90M | |||
| Total Deposits | 310.42M | |||
| Capital and Reserves |
Rabun County Bank
Clayton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 35.49M | |||
| Leverage Ratio | 10.25 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Rabun County Bank
Clayton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.89% | |||
| Liquidity Ratio | 36.74% | |||
| Profitability |
Rabun County Bank
Clayton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | 3.53M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 1.81% | |||
| Overhead Efficiency Ratio | 57.51% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 13.16% | |||