B
Rabun County Bank
Clayton,  GA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rabun County Bank
Clayton, GA
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Rating B
Asset Quality Index 8.70
Capitalization Index 9.20
Liquidity Index 2.90
Profitability Index 8.80
Stability Index 6.30
Company Info Rabun County Bank
Clayton, GA
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FDIC Number 22138
Phone Number (706) 782-4571
Website www.rabuncountybank.com
Asset Quality Rabun County Bank
Clayton, GA
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1-Year Asset Growth 5.44%
5-Year Asset Growth 12.90%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.12%
Non-Performing Loans to Loans 0.34%
Balance Sheet Rabun County Bank
Clayton, GA
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Total Assets 361.51M
Total Deposits 321.27M
Capital and Reserves Rabun County Bank
Clayton, GA
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Capital 37.43M
Leverage Ratio 10.49
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio --
Liquidity Rabun County Bank
Clayton, GA
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Hot Money Ratio 24.06%
Liquidity Ratio 32.72%
Profitability Rabun County Bank
Clayton, GA
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5-Year Return on Average Assets 1.37%
Net Income 2.99M
Net Interest Spread 4.11%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 51.46%
Return on Assets 1.66%
Return on Equity 15.90%