C
Commonwealth National Bank
MobileAL
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commonwealth National Bank
Mobile, AL
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Rating C
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 2.20
Stability Index 5.70
Company Info Commonwealth National Bank
Mobile, AL
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FDIC Number 22229
Phone Number (251) 476-5938
Website www.ecommonwealthbank.com
Asset Quality Commonwealth National Bank
Mobile, AL
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1-Year Asset Growth -2.28%
5-Year Asset Growth 7.18%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.06%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 5.57%
Non-Performing Loans to Loans 1.80%
Balance Sheet Commonwealth National Bank
Mobile, AL
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Total Assets 66.58M
Total Deposits 57.32M
Capital and Reserves Commonwealth National Bank
Mobile, AL
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Capital 9.10M
Leverage Ratio 15.63
Loan Loss Reserves to Loans 2.21%
Risk-Based Capital Ratio 35.41
Liquidity Commonwealth National Bank
Mobile, AL
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Hot Money Ratio 23.65%
Liquidity Ratio 36.52%
Profitability Commonwealth National Bank
Mobile, AL
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5-Year Return on Average Assets 0.27%
Net Income -98.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets -0.18%
Overhead Efficiency Ratio 106.96%
Return on Assets -0.19%
Return on Equity -1.52%