B
Union Bank and Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank and Trust Company
Minneapolis, MN
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Rating B
Asset Quality Index 1.00
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 3.90
Stability Index 5.60
Company Info Union Bank and Trust Company
Minneapolis, MN
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FDIC Number 22242
Phone Number (612) 379-3222
Website www.ubtmn.com
Asset Quality Union Bank and Trust Company
Minneapolis, MN
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1-Year Asset Growth -5.47%
5-Year Asset Growth 4.42%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 3.34%
Non-Performing Loans to Capital 28.11%
Non-Performing Loans to Loans 5.56%
Balance Sheet Union Bank and Trust Company
Minneapolis, MN
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Total Assets 182.04M
Total Deposits 161.94M
Capital and Reserves Union Bank and Trust Company
Minneapolis, MN
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Capital 18.42M
Leverage Ratio 11.04
Loan Loss Reserves to Loans 1.85%
Risk-Based Capital Ratio 16.70
Liquidity Union Bank and Trust Company
Minneapolis, MN
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Hot Money Ratio 0.31%
Liquidity Ratio 21.71%
Profitability Union Bank and Trust Company
Minneapolis, MN
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5-Year Return on Average Assets 0.79%
Net Income 503.00K
Net Interest Spread 4.18%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 72.72%
Return on Assets 1.13%
Return on Equity 11.13%