B
Union Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank and Trust Company
Minneapolis, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 3.40
Capitalization Index 8.40
Liquidity Index 5.00
Profitability Index 6.50
Stability Index 4.90
Company Info Union Bank and Trust Company
Minneapolis, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 22242
Phone Number (612) 379-3222
Website www.ubtmn.com
Asset Quality Union Bank and Trust Company
Minneapolis, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 26.20%
5-Year Asset Growth 4.42%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 2.06%
Non-Performing Loans to Capital 11.53%
Non-Performing Loans to Loans 2.49%
Balance Sheet Union Bank and Trust Company
Minneapolis, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 250.15M
Total Deposits 227.98M
Capital and Reserves Union Bank and Trust Company
Minneapolis, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 20.13M
Leverage Ratio 9.96
Loan Loss Reserves to Loans 1.72%
Risk-Based Capital Ratio 18.06
Liquidity Union Bank and Trust Company
Minneapolis, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 2.71%
Liquidity Ratio 47.19%
Profitability Union Bank and Trust Company
Minneapolis, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.79%
Net Income 1.67M
Net Interest Spread 4.46%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 72.15%
Return on Assets 1.17%
Return on Equity 11.74%