B
Union Bank and Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank and Trust Company
Minneapolis, MN
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Rating B
Asset Quality Index 2.70
Capitalization Index 8.10
Liquidity Index 4.80
Profitability Index 6.50
Stability Index 5.10
Company Info Union Bank and Trust Company
Minneapolis, MN
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FDIC Number 22242
Phone Number (612) 379-3222
Website www.ubtmn.com
Asset Quality Union Bank and Trust Company
Minneapolis, MN
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1-Year Asset Growth 27.45%
5-Year Asset Growth 7.36%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 2.77%
Non-Performing Loans to Capital 17.47%
Non-Performing Loans to Loans 3.90%
Balance Sheet Union Bank and Trust Company
Minneapolis, MN
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Total Assets 239.44M
Total Deposits 216.46M
Capital and Reserves Union Bank and Trust Company
Minneapolis, MN
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Capital 21.02M
Leverage Ratio 9.74
Loan Loss Reserves to Loans 1.88%
Risk-Based Capital Ratio 18.46
Liquidity Union Bank and Trust Company
Minneapolis, MN
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Hot Money Ratio 2.59%
Liquidity Ratio 45.64%
Profitability Union Bank and Trust Company
Minneapolis, MN
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5-Year Return on Average Assets 0.79%
Net Income 2.36M
Net Interest Spread 4.42%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 70.21%
Return on Assets 1.19%
Return on Equity 12.19%