B
Union Bank and Trust Company
Rating Date
June 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank and Trust Company
Minneapolis, MN
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Rating B
Asset Quality Index 3.50
Capitalization Index 8.40
Liquidity Index 4.60
Profitability Index 5.80
Stability Index 5.00
Company Info Union Bank and Trust Company
Minneapolis, MN
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FDIC Number 22242
Phone Number (612) 379-3222
Website www.ubtmn.com
Asset Quality Union Bank and Trust Company
Minneapolis, MN
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1-Year Asset Growth 26.78%
5-Year Asset Growth 7.36%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.82%
Non-Performing Loans to Capital 16.81%
Non-Performing Loans to Loans 3.66%
Balance Sheet Union Bank and Trust Company
Minneapolis, MN
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Total Assets 230.79M
Total Deposits 208.93M
Capital and Reserves Union Bank and Trust Company
Minneapolis, MN
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Capital 20.41M
Leverage Ratio 9.91
Loan Loss Reserves to Loans 2.01%
Risk-Based Capital Ratio 17.96
Liquidity Union Bank and Trust Company
Minneapolis, MN
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Hot Money Ratio 1.73%
Liquidity Ratio 42.49%
Profitability Union Bank and Trust Company
Minneapolis, MN
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5-Year Return on Average Assets 0.92%
Net Income 541.00K
Net Interest Spread 4.25%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 70.21%
Return on Assets 1.00%
Return on Equity 10.45%