| Weiss Ratings |
First National Bank
Hamilton, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
First National Bank
Hamilton, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 22271 | |||
| Phone Number | (205) 921-7435 | |||
| Website | www.fnbhamilton.com | |||
| Asset Quality |
First National Bank
Hamilton, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.19% | |||
| 5-Year Asset Growth | 4.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 0.38% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
First National Bank
Hamilton, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 362.04M | |||
| Total Deposits | 297.88M | |||
| Capital and Reserves |
First National Bank
Hamilton, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 63.35M | |||
| Leverage Ratio | 18.57 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Bank
Hamilton, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.56% | |||
| Liquidity Ratio | 51.83% | |||
| Profitability |
First National Bank
Hamilton, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.66% | |||
| Net Income | 6.27M | |||
| Net Interest Spread | 4.80% | |||
| Operating Profit to Average Assets | 2.41% | |||
| Overhead Efficiency Ratio | 50.69% | |||
| Return on Assets | 2.27% | |||
| Return on Equity | 14.12% | |||