| Weiss Ratings |
First National Bank
Hamilton, AL |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 8.00 | |||
| Company Info |
First National Bank
Hamilton, AL |
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| FDIC Number | 22271 | |||
| Phone Number | (205) 921-7435 | |||
| Website | www.fnbhamilton.com | |||
| Asset Quality |
First National Bank
Hamilton, AL |
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| 1-Year Asset Growth | -2.96% | |||
| 5-Year Asset Growth | 5.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 0.83% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
First National Bank
Hamilton, AL |
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| Total Assets | 354.27M | |||
| Total Deposits | 295.17M | |||
| Capital and Reserves |
First National Bank
Hamilton, AL |
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| Capital | 58.38M | |||
| Leverage Ratio | 17.77 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Bank
Hamilton, AL |
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| Hot Money Ratio | 7.41% | |||
| Liquidity Ratio | 50.56% | |||
| Profitability |
First National Bank
Hamilton, AL |
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| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 6.53M | |||
| Net Interest Spread | 4.64% | |||
| Operating Profit to Average Assets | 2.53% | |||
| Overhead Efficiency Ratio | 48.55% | |||
| Return on Assets | 2.37% | |||
| Return on Equity | 16.40% | |||