| Weiss Ratings |
First National Bank
Hamilton, AL |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
First National Bank
Hamilton, AL |
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| FDIC Number | 22271 | |||
| Phone Number | (205) 921-7435 | |||
| Website | www.fnbhamilton.com | |||
| Asset Quality |
First National Bank
Hamilton, AL |
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| 1-Year Asset Growth | 3.90% | |||
| 5-Year Asset Growth | 1.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 0.66% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
First National Bank
Hamilton, AL |
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| Total Assets | 370.22M | |||
| Total Deposits | 303.07M | |||
| Capital and Reserves |
First National Bank
Hamilton, AL |
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| Capital | 66.30M | |||
| Leverage Ratio | 18.97 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First National Bank
Hamilton, AL |
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| Hot Money Ratio | 8.87% | |||
| Liquidity Ratio | 52.16% | |||
| Profitability |
First National Bank
Hamilton, AL |
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| 5-Year Return on Average Assets | 1.66% | |||
| Net Income | 8.51M | |||
| Net Interest Spread | 4.81% | |||
| Operating Profit to Average Assets | 2.45% | |||
| Overhead Efficiency Ratio | 49.85% | |||
| Return on Assets | 2.31% | |||
| Return on Equity | 14.04% | |||