Guaranty Bank Inc.
| Weiss Ratings |
Guaranty Bank Inc.
Williamson, WV |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 7.90 | |||
| Company Info |
Guaranty Bank Inc.
Williamson, WV |
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| FDIC Number | 22273 | |||
| Phone Number | (304) 475-1900 | |||
| Website | www.guarantybank.us | |||
| Asset Quality |
Guaranty Bank Inc.
Williamson, WV |
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| 1-Year Asset Growth | 3.95% | |||
| 5-Year Asset Growth | 4.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 1.03% | |||
| Non-Performing Loans to Capital | 7.50% | |||
| Non-Performing Loans to Loans | 1.18% | |||
| Balance Sheet |
Guaranty Bank Inc.
Williamson, WV |
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| Total Assets | 147.40M | |||
| Total Deposits | 123.49M | |||
| Capital and Reserves |
Guaranty Bank Inc.
Williamson, WV |
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| Capital | 20.23M | |||
| Leverage Ratio | 13.88 | |||
| Loan Loss Reserves to Loans | 1.60% | |||
| Risk-Based Capital Ratio | 18.88 | |||
| Liquidity |
Guaranty Bank Inc.
Williamson, WV |
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| Hot Money Ratio | 35.80% | |||
| Liquidity Ratio | 17.78% | |||
| Profitability |
Guaranty Bank Inc.
Williamson, WV |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 1.07M | |||
| Net Interest Spread | 4.58% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 76.86% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 5.45% | |||