Guaranty Bank Inc.
| Weiss Ratings |
Guaranty Bank Inc.
Williamson, WV |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 7.60 | |||
| Company Info |
Guaranty Bank Inc.
Williamson, WV |
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| FDIC Number | 22273 | |||
| Phone Number | (304) 475-1900 | |||
| Website | www.guarantybank.us | |||
| Asset Quality |
Guaranty Bank Inc.
Williamson, WV |
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| 1-Year Asset Growth | 8.14% | |||
| 5-Year Asset Growth | 4.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 1.72% | |||
| Non-Performing Loans to Capital | 12.97% | |||
| Non-Performing Loans to Loans | 2.16% | |||
| Balance Sheet |
Guaranty Bank Inc.
Williamson, WV |
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| Total Assets | 152.39M | |||
| Total Deposits | 126.45M | |||
| Capital and Reserves |
Guaranty Bank Inc.
Williamson, WV |
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| Capital | 20.24M | |||
| Leverage Ratio | 13.62 | |||
| Loan Loss Reserves to Loans | 1.66% | |||
| Risk-Based Capital Ratio | 19.23 | |||
| Liquidity |
Guaranty Bank Inc.
Williamson, WV |
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| Hot Money Ratio | 32.67% | |||
| Liquidity Ratio | 22.29% | |||
| Profitability |
Guaranty Bank Inc.
Williamson, WV |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 200.00K | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 90.35% | |||
| Return on Assets | 0.27% | |||
| Return on Equity | 1.98% | |||