West Michigan Community Bank
| Weiss Ratings |
West Michigan Community Bank
Hudsonville, MI |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
West Michigan Community Bank
Hudsonville, MI |
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| FDIC Number | 22308 | |||
| Phone Number | (616) 669-1280 | |||
| Website | www.wmcb.com | |||
| Asset Quality |
West Michigan Community Bank
Hudsonville, MI |
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| 1-Year Asset Growth | 7.54% | |||
| 5-Year Asset Growth | 15.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.70% | |||
| Non-Performing Loans to Capital | 6.58% | |||
| Non-Performing Loans to Loans | 0.80% | |||
| Balance Sheet |
West Michigan Community Bank
Hudsonville, MI |
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| Total Assets | 1.12B | |||
| Total Deposits | 964.85M | |||
| Capital and Reserves |
West Michigan Community Bank
Hudsonville, MI |
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| Capital | 100.79M | |||
| Leverage Ratio | 9.68 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Michigan Community Bank
Hudsonville, MI |
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| Hot Money Ratio | 16.50% | |||
| Liquidity Ratio | 10.88% | |||
| Profitability |
West Michigan Community Bank
Hudsonville, MI |
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| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 9.36M | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 52.89% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 13.13% | |||