West Michigan Community Bank
| Weiss Ratings |
West Michigan Community Bank
Hudsonville, MI |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 4.30 | |||
| Company Info |
West Michigan Community Bank
Hudsonville, MI |
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| FDIC Number | 22308 | |||
| Phone Number | (616) 669-1280 | |||
| Website | www.wmcb.com | |||
| Asset Quality |
West Michigan Community Bank
Hudsonville, MI |
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| 1-Year Asset Growth | 13.12% | |||
| 5-Year Asset Growth | 11.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 2.76% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
West Michigan Community Bank
Hudsonville, MI |
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| Total Assets | 1.19B | |||
| Total Deposits | 1.05B | |||
| Capital and Reserves |
West Michigan Community Bank
Hudsonville, MI |
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| Capital | 97.92M | |||
| Leverage Ratio | 8.89 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Michigan Community Bank
Hudsonville, MI |
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| Hot Money Ratio | 16.42% | |||
| Liquidity Ratio | 11.44% | |||
| Profitability |
West Michigan Community Bank
Hudsonville, MI |
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| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 13.26M | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 52.07% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 13.79% | |||