West Michigan Community Bank
| Weiss Ratings |
West Michigan Community Bank
Hudsonville, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
West Michigan Community Bank
Hudsonville, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 22308 | |||
| Phone Number | (616) 669-1280 | |||
| Website | www.wmcb.com | |||
| Asset Quality |
West Michigan Community Bank
Hudsonville, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.64% | |||
| 5-Year Asset Growth | 15.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.57% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 4.92% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
West Michigan Community Bank
Hudsonville, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.07B | |||
| Total Deposits | 929.79M | |||
| Capital and Reserves |
West Michigan Community Bank
Hudsonville, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 95.85M | |||
| Leverage Ratio | 9.52 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Michigan Community Bank
Hudsonville, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 17.18% | |||
| Liquidity Ratio | 10.93% | |||
| Profitability |
West Michigan Community Bank
Hudsonville, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 5.46M | |||
| Net Interest Spread | 3.78% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 53.58% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 11.69% | |||