Legacy Bank & Trust Company

Mountain Grove, MO

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.20
Capitalization Index	10.00
Liquidity Index	1.10
Profitability Index	7.80
Stability Index	4.30

Company Info	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
FDIC Number	22319
Phone Number	(417) 926-6090
Website	www.legacybankandtrust.com

Asset Quality	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.57%
5-Year Asset Growth	104.26%
5-Year Charge-Offs to Average Loans	0.10%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.11%
Non-Performing Loans to Capital	0.15%
Non-Performing Loans to Loans	0.13%

Balance Sheet	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.84B
Total Deposits	1.53B

Capital and Reserves	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
Capital	230.58M
Leverage Ratio	12.27
Loan Loss Reserves to Loans	1.20%
Risk-Based Capital Ratio	15.20

Liquidity	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	41.62%
Liquidity Ratio	13.77%

Profitability	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.37%
Net Income	27.62M
Net Interest Spread	3.45%
Operating Profit to Average Assets	2.56%
Overhead Efficiency Ratio	42.25%
Return on Assets	1.98%
Return on Equity	16.73%