Legacy Bank & Trust Company

Mountain Grove, MO

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
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Weiss Ratings	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.20
Capitalization Index	10.00
Liquidity Index	0.90
Profitability Index	7.10
Stability Index	4.30

Company Info	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
FDIC Number	22319
Phone Number	(417) 926-6090
Website	www.legacybankandtrust.com

Asset Quality	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	10.09%
5-Year Asset Growth	104.26%
5-Year Charge-Offs to Average Loans	0.10%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.02%
Non-Performing Loans to Capital	0.80%
Non-Performing Loans to Loans	0.03%

Balance Sheet	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.87B
Total Deposits	1.58B

Capital and Reserves	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
Capital	224.52M
Leverage Ratio	11.85
Loan Loss Reserves to Loans	1.17%
Risk-Based Capital Ratio	14.53

Liquidity	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	42.48%
Liquidity Ratio	13.21%

Profitability	Legacy Bank & Trust Company Mountain Grove, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.37%
Net Income	21.57M
Net Interest Spread	3.40%
Operating Profit to Average Assets	3.02%
Overhead Efficiency Ratio	38.70%
Return on Assets	2.32%
Return on Equity	19.94%