| Weiss Ratings |
Commercial Bank
Harrogate, TN |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Commercial Bank
Harrogate, TN |
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| FDIC Number | 22354 | |||
| Phone Number | (423) 869-5151 | |||
| Website | www.cbtn.com | |||
| Asset Quality |
Commercial Bank
Harrogate, TN |
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| 1-Year Asset Growth | 14.12% | |||
| 5-Year Asset Growth | 15.44% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 2.19% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Commercial Bank
Harrogate, TN |
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| Total Assets | 2.24B | |||
| Total Deposits | 1.85B | |||
| Capital and Reserves |
Commercial Bank
Harrogate, TN |
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| Capital | 252.00M | |||
| Leverage Ratio | 11.22 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Risk-Based Capital Ratio | 14.58 | |||
| Liquidity |
Commercial Bank
Harrogate, TN |
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| Hot Money Ratio | 12.93% | |||
| Liquidity Ratio | 10.03% | |||
| Profitability |
Commercial Bank
Harrogate, TN |
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| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 19.20M | |||
| Net Interest Spread | 3.84% | |||
| Operating Profit to Average Assets | 2.19% | |||
| Overhead Efficiency Ratio | 45.37% | |||
| Return on Assets | 1.71% | |||
| Return on Equity | 15.73% | |||