| Weiss Ratings |
Commercial Bank
Harrogate, TN |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 5.70 | |||
| Company Info |
Commercial Bank
Harrogate, TN |
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| FDIC Number | 22354 | |||
| Phone Number | (423) 869-5151 | |||
| Website | www.cbtn.com | |||
| Asset Quality |
Commercial Bank
Harrogate, TN |
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| 1-Year Asset Growth | -1.81% | |||
| 5-Year Asset Growth | 15.44% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 1.95% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Commercial Bank
Harrogate, TN |
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| Total Assets | 2.19B | |||
| Total Deposits | 1.78B | |||
| Capital and Reserves |
Commercial Bank
Harrogate, TN |
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| Capital | 260.96M | |||
| Leverage Ratio | 12.03 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 15.16 | |||
| Liquidity |
Commercial Bank
Harrogate, TN |
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| Hot Money Ratio | 15.03% | |||
| Liquidity Ratio | 11.17% | |||
| Profitability |
Commercial Bank
Harrogate, TN |
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| 5-Year Return on Average Assets | 1.51% | |||
| Net Income | 29.23M | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 2.26% | |||
| Overhead Efficiency Ratio | 45.25% | |||
| Return on Assets | 1.76% | |||
| Return on Equity | 15.70% | |||