C
Pinnacle Bank, Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pinnacle Bank, Inc.
Vanceburg, KY
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Rating C
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 0.80
Stability Index 7.50
Company Info Pinnacle Bank, Inc.
Vanceburg, KY
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FDIC Number 22355
Phone Number (606) 796-3086
Website www.pinnaclebank.co
Asset Quality Pinnacle Bank, Inc.
Vanceburg, KY
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1-Year Asset Growth 4.04%
5-Year Asset Growth 3.33%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.98%
Non-Performing Assets to Assets 1.52%
Non-Performing Loans to Capital 6.91%
Non-Performing Loans to Loans 1.72%
Balance Sheet Pinnacle Bank, Inc.
Vanceburg, KY
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Total Assets 57.89M
Total Deposits 46.85M
Capital and Reserves Pinnacle Bank, Inc.
Vanceburg, KY
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Capital 9.86M
Leverage Ratio 15.67
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity Pinnacle Bank, Inc.
Vanceburg, KY
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Hot Money Ratio 38.60%
Liquidity Ratio 9.74%
Profitability Pinnacle Bank, Inc.
Vanceburg, KY
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5-Year Return on Average Assets 0.96%
Net Income 125.00K
Net Interest Spread 4.25%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 75.62%
Return on Assets 0.43%
Return on Equity 2.55%