B
Pinnacle Bank, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pinnacle Bank, Inc.
Vanceburg, KY
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Rating B
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 4.50
Stability Index 7.60
Company Info Pinnacle Bank, Inc.
Vanceburg, KY
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FDIC Number 22355
Phone Number (606) 796-3086
Website www.pinnaclebank.co
Asset Quality Pinnacle Bank, Inc.
Vanceburg, KY
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1-Year Asset Growth 6.40%
5-Year Asset Growth 3.33%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.44%
Non-Performing Assets to Assets 1.53%
Non-Performing Loans to Capital 9.74%
Non-Performing Loans to Loans 1.73%
Balance Sheet Pinnacle Bank, Inc.
Vanceburg, KY
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Total Assets 59.08M
Total Deposits 48.02M
Capital and Reserves Pinnacle Bank, Inc.
Vanceburg, KY
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Capital 9.81M
Leverage Ratio 15.89
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity Pinnacle Bank, Inc.
Vanceburg, KY
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Hot Money Ratio 35.40%
Liquidity Ratio 11.19%
Profitability Pinnacle Bank, Inc.
Vanceburg, KY
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5-Year Return on Average Assets 0.89%
Net Income 496.00K
Net Interest Spread 4.34%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 70.87%
Return on Assets 0.89%
Return on Equity 5.13%