B
Pinnacle Bank, Inc.
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pinnacle Bank, Inc.
Vanceburg, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 4.10
Stability Index 7.60
Company Info Pinnacle Bank, Inc.
Vanceburg, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 22355
Phone Number (606) 796-3086
Website www.pinnaclebank.co
Asset Quality Pinnacle Bank, Inc.
Vanceburg, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.73%
5-Year Asset Growth 1.67%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 4.59%
Non-Performing Loans to Loans 1.32%
Balance Sheet Pinnacle Bank, Inc.
Vanceburg, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 55.61M
Total Deposits 44.08M
Capital and Reserves Pinnacle Bank, Inc.
Vanceburg, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 9.51M
Leverage Ratio 16.14
Loan Loss Reserves to Loans 1.73%
Risk-Based Capital Ratio --
Liquidity Pinnacle Bank, Inc.
Vanceburg, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 29.29%
Liquidity Ratio 23.80%
Profitability Pinnacle Bank, Inc.
Vanceburg, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.89%
Net Income 104.00K
Net Interest Spread 4.06%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 75.92%
Return on Assets 0.76%
Return on Equity 4.42%