Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Fair (3.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.8 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (9.2). Excellent current capitalization (9.1 on a scale of 0 to 10) based on a risk-based capital ratio of 21.4 and a capital leverage ratio of 10.4.
Asset Mix:
Securities (57%), comm re (14%), home mtgs (7%), comm loans (7%), cash (5%), consumer loans (2%), other (8%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Anahuac Bancshares, Inc.
Investment Rating
--
Address
801 South Ross Sterling
Anahuac, TX 77514
Anahuac, TX 77514
Phone Number
(409) 267-3106
Year Founded
1976
FDIC Number
Website
Largest Affiliates
No affiliate information available.