Peoples Community Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 4.5 percent of nonperforming loans to core capital combined with 6.9 percent from a year earlier contributes to the Good asset quality (6.7).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 18.5. Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 2.6 has resulted in Excellent (10.0) profitability.
Asset Mix:
Home mtgs (29%), securities (21%), comm re (15%), cash (5%), comm loans (4%), consumer loans (4%), home eq lns (2%), other (20%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greenville Bancshares, Inc.
Investment Rating
--
Address
101 Sycamore Street
Greenville, MO 63944
Greenville, MO 63944
Phone Number
(573) 224-3267
Year Founded
1977
FDIC Number
Largest Affiliates
There are no affiliate to display.