C
Modern Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Modern Bank, National Association
New York, NY
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Rating C
Asset Quality Index 0.20
Capitalization Index 7.80
Liquidity Index 0.10
Profitability Index 1.20
Stability Index 4.00
Company Info Modern Bank, National Association
New York, NY
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FDIC Number 22398
Phone Number (212) 323-1100
Website www.modernbank.com/
Asset Quality Modern Bank, National Association
New York, NY
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1-Year Asset Growth -8.76%
5-Year Asset Growth -4.36%
5-Year Charge-Offs to Average Loans 0.88%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 5.70%
Non-Performing Loans to Capital 44.73%
Non-Performing Loans to Loans 7.60%
Balance Sheet Modern Bank, National Association
New York, NY
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Total Assets 648.55M
Total Deposits 480.36M
Capital and Reserves Modern Bank, National Association
New York, NY
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Capital 67.33M
Leverage Ratio 9.56
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio 14.21
Liquidity Modern Bank, National Association
New York, NY
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Hot Money Ratio 43.34%
Liquidity Ratio 10.76%
Profitability Modern Bank, National Association
New York, NY
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5-Year Return on Average Assets -0.12%
Net Income 451.00K
Net Interest Spread 2.56%
Operating Profit to Average Assets 0.17%
Overhead Efficiency Ratio 101.60%
Return on Assets 0.13%
Return on Equity 1.35%