D
Modern Bank, National Association
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Modern Bank, National Association
New York, NY
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Rating D
Asset Quality Index 0.90
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 1.10
Stability Index 6.80
Company Info Modern Bank, National Association
New York, NY
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FDIC Number 22398
Phone Number (212) 323-1100
Website www.modernbank.com/
Asset Quality Modern Bank, National Association
New York, NY
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1-Year Asset Growth -22.82%
5-Year Asset Growth -0.34%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 1.56%
Non-Performing Assets to Assets 5.77%
Non-Performing Loans to Capital 37.53%
Non-Performing Loans to Loans 8.57%
Balance Sheet Modern Bank, National Association
New York, NY
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Total Assets 744.30M
Total Deposits 564.48M
Capital and Reserves Modern Bank, National Association
New York, NY
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Capital 85.64M
Leverage Ratio 11.40
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio 17.12
Liquidity Modern Bank, National Association
New York, NY
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Hot Money Ratio 38.09%
Liquidity Ratio 19.20%
Profitability Modern Bank, National Association
New York, NY
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5-Year Return on Average Assets 0.52%
Net Income -1.56M
Net Interest Spread 2.24%
Operating Profit to Average Assets -1.16%
Overhead Efficiency Ratio 105.60%
Return on Assets -0.85%
Return on Equity -7.23%