C
Modern Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Modern Bank, National Association
New York, NY
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Rating C
Asset Quality Index 0.90
Capitalization Index 7.80
Liquidity Index 0.10
Profitability Index 0.50
Stability Index 6.60
Company Info Modern Bank, National Association
New York, NY
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FDIC Number 22398
Phone Number (212) 323-1100
Website www.modernbank.com/
Asset Quality Modern Bank, National Association
New York, NY
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1-Year Asset Growth -14.68%
5-Year Asset Growth -4.36%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 3.77%
Non-Performing Assets to Assets 4.41%
Non-Performing Loans to Capital 39.34%
Non-Performing Loans to Loans 6.01%
Balance Sheet Modern Bank, National Association
New York, NY
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Total Assets 664.06M
Total Deposits 512.89M
Capital and Reserves Modern Bank, National Association
New York, NY
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Capital 66.97M
Leverage Ratio 9.50
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio 13.86
Liquidity Modern Bank, National Association
New York, NY
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Hot Money Ratio 36.10%
Liquidity Ratio 10.38%
Profitability Modern Bank, National Association
New York, NY
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5-Year Return on Average Assets 0.52%
Net Income -20.28M
Net Interest Spread 2.42%
Operating Profit to Average Assets -2.95%
Overhead Efficiency Ratio 110.29%
Return on Assets -2.91%
Return on Equity -24.93%