B
CNB Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.59
Return On
Assets
1.94%
Total
Assets
1.03B
Capital
82.10M
Total
Deposits
938.65M
Net
Income
13.54M
My Lists My Alerts
Weiss Ratings CNB Bank
Carlsbad, NM 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.10
Capitalization Index 7.90
Liquidity Index 2.90
Profitability Index 8.60
Stability Index 6.30
Company Info CNB Bank
Carlsbad, NM 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 2241
Phone Number (575) 234-2500
Website www.ourcnb.bank
Asset Quality CNB Bank
Carlsbad, NM 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 17.58%
5-Year Asset Growth 19.45%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.94%
Non-Performing Loans to Loans 0.05%
Balance Sheet CNB Bank
Carlsbad, NM 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.03B
Total Deposits 938.65M
Capital and Reserves CNB Bank
Carlsbad, NM 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 82.10M
Leverage Ratio 9.59
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity CNB Bank
Carlsbad, NM 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 8.60%
Liquidity Ratio 22.30%
Profitability CNB Bank
Carlsbad, NM 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 2.20%
Net Income 13.54M
Net Interest Spread 4.56%
Operating Profit to Average Assets 1.94%
Overhead Efficiency Ratio 56.28%
Return on Assets 1.94%
Return on Equity 23.82%