Washita State Bank
Major Rating Factors:
A current level of 22.0 percent of nonperforming loans to core capital combined with 4.7 percent from a year earlier contributes to the Fair asset quality (3.7). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Fair (3.3) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10).
Asset Mix:
Securities (19%), home mtgs (15%), comm re (15%), cash (13%), comm loans (12%), consumer loans (3%), other (24%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
701 South Highway 44
Burns Flat, OK 73624
Burns Flat, OK 73624
Phone Number
(580) 562-4871
Year Founded
1977
FDIC Number
Website
Largest Affiliates
No affiliate information available.