D
BankChampaign, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BankChampaign, National Association
Champaign, IL
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Rating D
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 7.60
Stability Index 3.70
Company Info BankChampaign, National Association
Champaign, IL
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FDIC Number 22434
Phone Number (217) 351-2870
Website www.bankchampaign.com
Asset Quality BankChampaign, National Association
Champaign, IL
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1-Year Asset Growth 6.45%
5-Year Asset Growth 0.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 0.04%
Non-Performing Loans to Loans 0.01%
Balance Sheet BankChampaign, National Association
Champaign, IL
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Total Assets 233.94M
Total Deposits 182.78M
Capital and Reserves BankChampaign, National Association
Champaign, IL
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Capital 27.29M
Leverage Ratio 12.08
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio 15.03
Liquidity BankChampaign, National Association
Champaign, IL
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Hot Money Ratio 28.23%
Liquidity Ratio 5.28%
Profitability BankChampaign, National Association
Champaign, IL
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5-Year Return on Average Assets 1.67%
Net Income 1.97M
Net Interest Spread 4.27%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 65.27%
Return on Assets 1.66%
Return on Equity 14.05%