| Weiss Ratings |
James Polk Stone Community Bank
Portales, NM |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 4.90 | |||
| Company Info |
James Polk Stone Community Bank
Portales, NM |
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| FDIC Number | 2244 | |||
| Phone Number | (575) 356-6601 | |||
| Website | www.jpstone.com | |||
| Asset Quality |
James Polk Stone Community Bank
Portales, NM |
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| 1-Year Asset Growth | 8.21% | |||
| 5-Year Asset Growth | 14.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.21% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 6.48% | |||
| Non-Performing Loans to Loans | 1.89% | |||
| Balance Sheet |
James Polk Stone Community Bank
Portales, NM |
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| Total Assets | 423.98M | |||
| Total Deposits | 361.85M | |||
| Capital and Reserves |
James Polk Stone Community Bank
Portales, NM |
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| Capital | 31.24M | |||
| Leverage Ratio | 9.52 | |||
| Loan Loss Reserves to Loans | 2.60% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
James Polk Stone Community Bank
Portales, NM |
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| Hot Money Ratio | 7.75% | |||
| Liquidity Ratio | 29.10% | |||
| Profitability |
James Polk Stone Community Bank
Portales, NM |
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| 5-Year Return on Average Assets | 1.44% | |||
| Net Income | 5.95M | |||
| Net Interest Spread | 4.56% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 58.73% | |||
| Return on Assets | 1.89% | |||
| Return on Equity | 29.66% | |||