| Weiss Ratings |
James Polk Stone Community Bank
Portales, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 5.10 | |||
| Company Info |
James Polk Stone Community Bank
Portales, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 2244 | |||
| Phone Number | (575) 356-6601 | |||
| Website | www.jpstone.com | |||
| Asset Quality |
James Polk Stone Community Bank
Portales, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.68% | |||
| 5-Year Asset Growth | 10.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 6.50% | |||
| Non-Performing Loans to Loans | 1.63% | |||
| Balance Sheet |
James Polk Stone Community Bank
Portales, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 443.79M | |||
| Total Deposits | 379.33M | |||
| Capital and Reserves |
James Polk Stone Community Bank
Portales, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 35.96M | |||
| Leverage Ratio | 9.98 | |||
| Loan Loss Reserves to Loans | 2.33% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
James Polk Stone Community Bank
Portales, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.86% | |||
| Liquidity Ratio | 24.97% | |||
| Profitability |
James Polk Stone Community Bank
Portales, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.48% | |||
| Net Income | 4.62M | |||
| Net Interest Spread | 4.71% | |||
| Operating Profit to Average Assets | 2.08% | |||
| Overhead Efficiency Ratio | 57.01% | |||
| Return on Assets | 2.08% | |||
| Return on Equity | 26.42% | |||