| Weiss Ratings |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 2.00 | |||
| Company Info |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 22460 | |||
| Phone Number | (831) 649-4600 | |||
| Website | www.montereycountybank.com | |||
| Asset Quality |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 22.32% | |||
| 5-Year Asset Growth | 7.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.70% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 1.51% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 300.38M | |||
| Total Deposits | 232.56M | |||
| Capital and Reserves |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 32.77M | |||
| Leverage Ratio | 8.38 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 33.87% | |||
| Liquidity Ratio | 14.26% | |||
| Profitability |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.49% | |||
| Net Income | -1.41M | |||
| Net Interest Spread | 4.02% | |||
| Operating Profit to Average Assets | -0.94% | |||
| Overhead Efficiency Ratio | 122.66% | |||
| Return on Assets | -0.94% | |||
| Return on Equity | -8.55% | |||