| Weiss Ratings |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 3.30 | |||
| Company Info |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 22460 | |||
| Phone Number | (831) 649-4600 | |||
| Website | www.montereycountybank.com | |||
| Asset Quality |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 23.58% | |||
| 5-Year Asset Growth | 7.12% | |||
| 5-Year Charge-Offs to Average Loans | -0.13% | |||
| Charge-Offs to Average Loans | 18.75% | |||
| Non-Performing Assets to Assets | 1.71% | |||
| Non-Performing Loans to Capital | 1.27% | |||
| Non-Performing Loans to Loans | 1.21% | |||
| Balance Sheet |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 243.75M | |||
| Total Deposits | 189.00M | |||
| Capital and Reserves |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 29.49M | |||
| Leverage Ratio | 10.64 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 31.95% | |||
| Liquidity Ratio | 33.80% | |||
| Profitability |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.11% | |||
| Net Income | -1.16M | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | -2.03% | |||
| Overhead Efficiency Ratio | 153.07% | |||
| Return on Assets | -2.03% | |||
| Return on Equity | -15.84% | |||