| Weiss Ratings |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 3.40 | |||
| Company Info |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 22460 | |||
| Phone Number | (831) 649-4600 | |||
| Website | www.montereycountybank.com | |||
| Asset Quality |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 11.19% | |||
| 5-Year Asset Growth | 7.12% | |||
| 5-Year Charge-Offs to Average Loans | -0.13% | |||
| Charge-Offs to Average Loans | 5.30% | |||
| Non-Performing Assets to Assets | 1.42% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 257.40M | |||
| Total Deposits | 200.89M | |||
| Capital and Reserves |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 31.21M | |||
| Leverage Ratio | 10.35 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 34.81% | |||
| Liquidity Ratio | 28.68% | |||
| Profitability |
Monterey County Bank
Monterey, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.03% | |||
| Net Income | -3.03M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | -1.68% | |||
| Overhead Efficiency Ratio | 140.19% | |||
| Return on Assets | -1.68% | |||
| Return on Equity | -13.92% | |||