B
Bank of the Southwest
RoswellNM
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Bank of the Southwest
Roswell, NM
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Rating B
Asset Quality Index 7.30
Capitalization Index 7.40
Liquidity Index 3.10
Profitability Index 9.40
Stability Index 6.30
Company Info Bank of the Southwest
Roswell, NM
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FDIC Number 2247
Phone Number (575) 625-1122
Website www.bankofsw.com
Asset Quality Bank of the Southwest
Roswell, NM
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1-Year Asset Growth 3.46%
5-Year Asset Growth 2.56%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 3.10%
Non-Performing Loans to Loans 0.50%
Balance Sheet Bank of the Southwest
Roswell, NM
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Total Assets 186.78M
Total Deposits 168.97M
Capital and Reserves Bank of the Southwest
Roswell, NM
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Capital 17.57M
Leverage Ratio 9.29
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 17.20
Liquidity Bank of the Southwest
Roswell, NM
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Hot Money Ratio 0.84%
Liquidity Ratio 38.05%
Profitability Bank of the Southwest
Roswell, NM
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5-Year Return on Average Assets 1.44%
Net Income 3.04M
Net Interest Spread 6.88%
Operating Profit to Average Assets 2.19%
Overhead Efficiency Ratio 69.15%
Return on Assets 2.19%
Return on Equity 23.22%