B
Western Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Western Bank
Lordsburg, NM
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Rating B
Asset Quality Index 7.00
Capitalization Index 7.90
Liquidity Index 4.50
Profitability Index 8.40
Stability Index 8.10
Company Info Western Bank
Lordsburg, NM
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FDIC Number 2249
Phone Number (575) 542-3521
Website www.bootheelbank.com
Asset Quality Western Bank
Lordsburg, NM
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1-Year Asset Growth 10.38%
5-Year Asset Growth 10.24%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.91%
Non-Performing Loans to Loans 1.05%
Balance Sheet Western Bank
Lordsburg, NM
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Total Assets 316.03M
Total Deposits 277.56M
Capital and Reserves Western Bank
Lordsburg, NM
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Capital 34.64M
Leverage Ratio 11.89
Loan Loss Reserves to Loans 2.16%
Risk-Based Capital Ratio 34.17
Liquidity Western Bank
Lordsburg, NM
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Hot Money Ratio 6.60%
Liquidity Ratio 55.23%
Profitability Western Bank
Lordsburg, NM
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5-Year Return on Average Assets 1.74%
Net Income 4.52M
Net Interest Spread 3.88%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 53.71%
Return on Assets 1.98%
Return on Equity 17.16%