| Weiss Ratings |
Utah Independent Bank
Salina, UT |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 9.20 | |||
| Company Info |
Utah Independent Bank
Salina, UT |
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| FDIC Number | 22514 | |||
| Phone Number | (435) 529-7459 | |||
| Website | www.uibankonline.com | |||
| Asset Quality |
Utah Independent Bank
Salina, UT |
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| 1-Year Asset Growth | 15.45% | |||
| 5-Year Asset Growth | 14.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 2.20% | |||
| Non-Performing Loans to Capital | 14.52% | |||
| Non-Performing Loans to Loans | 3.49% | |||
| Balance Sheet |
Utah Independent Bank
Salina, UT |
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| Total Assets | 152.06M | |||
| Total Deposits | 129.69M | |||
| Capital and Reserves |
Utah Independent Bank
Salina, UT |
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| Capital | 20.55M | |||
| Leverage Ratio | 14.00 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Utah Independent Bank
Salina, UT |
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| Hot Money Ratio | 16.43% | |||
| Liquidity Ratio | 38.51% | |||
| Profitability |
Utah Independent Bank
Salina, UT |
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| 5-Year Return on Average Assets | 2.35% | |||
| Net Income | 4.45M | |||
| Net Interest Spread | 6.30% | |||
| Operating Profit to Average Assets | 3.03% | |||
| Overhead Efficiency Ratio | 49.30% | |||
| Return on Assets | 3.03% | |||
| Return on Equity | 22.20% | |||