| Weiss Ratings |
Utah Independent Bank
Salina, UT |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 9.40 | |||
| Company Info |
Utah Independent Bank
Salina, UT |
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| FDIC Number | 22514 | |||
| Phone Number | (435) 529-7459 | |||
| Website | www.uibankonline.com | |||
| Asset Quality |
Utah Independent Bank
Salina, UT |
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| 1-Year Asset Growth | 5.70% | |||
| 5-Year Asset Growth | 14.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 1.15% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 2.74% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
Utah Independent Bank
Salina, UT |
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| Total Assets | 159.78M | |||
| Total Deposits | 133.76M | |||
| Capital and Reserves |
Utah Independent Bank
Salina, UT |
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| Capital | 24.10M | |||
| Leverage Ratio | 15.45 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Utah Independent Bank
Salina, UT |
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| Hot Money Ratio | 15.20% | |||
| Liquidity Ratio | 35.66% | |||
| Profitability |
Utah Independent Bank
Salina, UT |
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| 5-Year Return on Average Assets | 2.41% | |||
| Net Income | 3.15M | |||
| Net Interest Spread | 6.44% | |||
| Operating Profit to Average Assets | 2.64% | |||
| Overhead Efficiency Ratio | 46.25% | |||
| Return on Assets | 2.64% | |||
| Return on Equity | 18.81% | |||