| Weiss Ratings |
Utah Independent Bank
Salina, UT |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.00 | |||
| Company Info |
Utah Independent Bank
Salina, UT |
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| FDIC Number | 22514 | |||
| Phone Number | (435) 529-7459 | |||
| Website | www.uibankonline.com | |||
| Asset Quality |
Utah Independent Bank
Salina, UT |
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| 1-Year Asset Growth | -2.88% | |||
| 5-Year Asset Growth | 12.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 1.59% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Utah Independent Bank
Salina, UT |
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| Total Assets | 131.71M | |||
| Total Deposits | 112.53M | |||
| Capital and Reserves |
Utah Independent Bank
Salina, UT |
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| Capital | 17.50M | |||
| Leverage Ratio | 14.04 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Utah Independent Bank
Salina, UT |
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| Hot Money Ratio | 11.67% | |||
| Liquidity Ratio | 40.63% | |||
| Profitability |
Utah Independent Bank
Salina, UT |
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| 5-Year Return on Average Assets | 2.32% | |||
| Net Income | 4.00M | |||
| Net Interest Spread | 6.06% | |||
| Operating Profit to Average Assets | 2.95% | |||
| Overhead Efficiency Ratio | 47.06% | |||
| Return on Assets | 2.95% | |||
| Return on Equity | 23.40% | |||
