C
Spring Hill State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Spring Hill State Bank
Longview, TX
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Rating C
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 7.40
Stability Index 3.70
Company Info Spring Hill State Bank
Longview, TX
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FDIC Number 22526
Phone Number (903) 759-0751
Website www.springhillbank.com
Asset Quality Spring Hill State Bank
Longview, TX
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1-Year Asset Growth -3.97%
5-Year Asset Growth 4.16%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 4.24%
Non-Performing Loans to Loans 0.64%
Balance Sheet Spring Hill State Bank
Longview, TX
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Total Assets 238.49M
Total Deposits 186.95M
Capital and Reserves Spring Hill State Bank
Longview, TX
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Capital 39.79M
Leverage Ratio 16.65
Loan Loss Reserves to Loans 2.17%
Risk-Based Capital Ratio 30.18
Liquidity Spring Hill State Bank
Longview, TX
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Hot Money Ratio 34.25%
Liquidity Ratio 22.61%
Profitability Spring Hill State Bank
Longview, TX
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5-Year Return on Average Assets 1.21%
Net Income 1.72M
Net Interest Spread 4.77%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 60.30%
Return on Assets 1.44%
Return on Equity 8.80%