C
First Secure Bank and Trust Co.
Rating Date
March 2026
Risk Based
Capital Ratio
15.25
Leverage
Ratio
10.98
Return On
Assets
0.41%
Total
Assets
392.14M
Capital
39.72M
Total
Deposits
307.55M
Net
Income
1.48M
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Weiss Ratings First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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Rating C
Asset Quality Index 0.50
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 3.00
Stability Index 5.90
Company Info First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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FDIC Number 22536
Phone Number (708) 430-5000
Website www.firstsecurebank.com
Asset Quality First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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1-Year Asset Growth -0.57%
5-Year Asset Growth 0.78%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 2.21%
Non-Performing Loans to Capital 29.78%
Non-Performing Loans to Loans 3.02%
Balance Sheet First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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Total Assets 392.14M
Total Deposits 307.55M
Capital and Reserves First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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Capital 39.72M
Leverage Ratio 10.98
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 15.25
Liquidity First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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Hot Money Ratio 40.32%
Liquidity Ratio 25.66%
Profitability First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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5-Year Return on Average Assets 0.80%
Net Income 1.48M
Net Interest Spread 3.14%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 81.76%
Return on Assets 0.41%
Return on Equity 3.86%