C
First Secure Bank and Trust Co.
Rating Date
October 2025
Risk Based
Capital Ratio
15.55
Leverage
Ratio
10.52
Return On
Assets
0.27%
Total
Assets
372.85M
Capital
38.34M
Total
Deposits
305.42M
Net
Income
510.00K
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Weiss Ratings First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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Rating C
Asset Quality Index 0.40
Capitalization Index 9.30
Liquidity Index 1.40
Profitability Index 2.60
Stability Index 5.40
Company Info First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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FDIC Number 22536
Phone Number (708) 430-5000
Website www.firstsecurebank.com
Asset Quality First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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1-Year Asset Growth 1.31%
5-Year Asset Growth 21.64%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 3.02%
Non-Performing Loans to Capital 29.94%
Non-Performing Loans to Loans 4.06%
Balance Sheet First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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Total Assets 372.85M
Total Deposits 305.42M
Capital and Reserves First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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Capital 38.34M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 15.55
Liquidity First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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Hot Money Ratio 38.49%
Liquidity Ratio 24.63%
Profitability First Secure Bank and Trust Co.
Palos Hills, IL 		Click to
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5-Year Return on Average Assets 0.80%
Net Income 510.00K
Net Interest Spread 2.80%
Operating Profit to Average Assets 0.38%
Overhead Efficiency Ratio 86.62%
Return on Assets 0.27%
Return on Equity 2.69%