| Weiss Ratings |
Peoples Bank of Alabama
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 8.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Peoples Bank of Alabama
Cullman, AL |
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| FDIC Number | 22537 | |||
| Phone Number | (256) 737-7000 | |||
| Website | peoplesbankal.com | |||
| Asset Quality |
Peoples Bank of Alabama
Cullman, AL |
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| 1-Year Asset Growth | 0.09% | |||
| 5-Year Asset Growth | 6.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 3.50% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
Peoples Bank of Alabama
Cullman, AL |
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| Total Assets | 1.42B | |||
| Total Deposits | 1.27B | |||
| Capital and Reserves |
Peoples Bank of Alabama
Cullman, AL |
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| Capital | 143.74M | |||
| Leverage Ratio | 11.19 | |||
| Loan Loss Reserves to Loans | 1.62% | |||
| Risk-Based Capital Ratio | 16.98 | |||
| Liquidity |
Peoples Bank of Alabama
Cullman, AL |
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| Hot Money Ratio | 11.14% | |||
| Liquidity Ratio | 23.42% | |||
| Profitability |
Peoples Bank of Alabama
Cullman, AL |
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| 5-Year Return on Average Assets | 1.78% | |||
| Net Income | 13.72M | |||
| Net Interest Spread | 4.49% | |||
| Operating Profit to Average Assets | 1.99% | |||
| Overhead Efficiency Ratio | 61.61% | |||
| Return on Assets | 1.90% | |||
| Return on Equity | 19.18% | |||