| Weiss Ratings |
Peoples Bank of Alabama
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Peoples Bank of Alabama
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 22537 | |||
| Phone Number | (256) 737-7000 | |||
| Website | peoplesbankal.com | |||
| Asset Quality |
Peoples Bank of Alabama
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.20% | |||
| 5-Year Asset Growth | 12.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.44% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Peoples Bank of Alabama
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.42B | |||
| Total Deposits | 1.29B | |||
| Capital and Reserves |
Peoples Bank of Alabama
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 122.54M | |||
| Leverage Ratio | 10.59 | |||
| Loan Loss Reserves to Loans | 1.74% | |||
| Risk-Based Capital Ratio | 15.96 | |||
| Liquidity |
Peoples Bank of Alabama
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.73% | |||
| Liquidity Ratio | 25.83% | |||
| Profitability |
Peoples Bank of Alabama
Cullman, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.73% | |||
| Net Income | 6.43M | |||
| Net Interest Spread | 4.29% | |||
| Operating Profit to Average Assets | 2.01% | |||
| Overhead Efficiency Ratio | 61.52% | |||
| Return on Assets | 1.88% | |||
| Return on Equity | 21.31% | |||