| Weiss Ratings |
Peoples Bank of Alabama
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Peoples Bank of Alabama
Cullman, AL |
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| FDIC Number | 22537 | |||
| Phone Number | (256) 737-7000 | |||
| Website | peoplesbankal.com | |||
| Asset Quality |
Peoples Bank of Alabama
Cullman, AL |
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| 1-Year Asset Growth | 4.11% | |||
| 5-Year Asset Growth | 6.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 1.80% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Peoples Bank of Alabama
Cullman, AL |
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| Total Assets | 1.41B | |||
| Total Deposits | 1.25B | |||
| Capital and Reserves |
Peoples Bank of Alabama
Cullman, AL |
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| Capital | 142.09M | |||
| Leverage Ratio | 11.16 | |||
| Loan Loss Reserves to Loans | 1.66% | |||
| Risk-Based Capital Ratio | 17.03 | |||
| Liquidity |
Peoples Bank of Alabama
Cullman, AL |
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| Hot Money Ratio | 11.65% | |||
| Liquidity Ratio | 22.67% | |||
| Profitability |
Peoples Bank of Alabama
Cullman, AL |
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| 5-Year Return on Average Assets | 1.73% | |||
| Net Income | 27.88M | |||
| Net Interest Spread | 4.44% | |||
| Operating Profit to Average Assets | 2.12% | |||
| Overhead Efficiency Ratio | 60.10% | |||
| Return on Assets | 1.99% | |||
| Return on Equity | 21.75% | |||