| Weiss Ratings |
Peoples Bank of Alabama
Cullman, AL |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
Peoples Bank of Alabama
Cullman, AL |
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| FDIC Number | 22537 | |||
| Phone Number | (256) 737-7000 | |||
| Website | peoplesbankal.com | |||
| Asset Quality |
Peoples Bank of Alabama
Cullman, AL |
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| 1-Year Asset Growth | 6.43% | |||
| 5-Year Asset Growth | 12.78% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.22% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
Peoples Bank of Alabama
Cullman, AL |
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| Total Assets | 1.35B | |||
| Total Deposits | 1.22B | |||
| Capital and Reserves |
Peoples Bank of Alabama
Cullman, AL |
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| Capital | 118.75M | |||
| Leverage Ratio | 10.73 | |||
| Loan Loss Reserves to Loans | 1.75% | |||
| Risk-Based Capital Ratio | 15.89 | |||
| Liquidity |
Peoples Bank of Alabama
Cullman, AL |
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| Hot Money Ratio | 13.04% | |||
| Liquidity Ratio | 23.88% | |||
| Profitability |
Peoples Bank of Alabama
Cullman, AL |
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| 5-Year Return on Average Assets | 1.68% | |||
| Net Income | 24.54M | |||
| Net Interest Spread | 4.51% | |||
| Operating Profit to Average Assets | 2.01% | |||
| Overhead Efficiency Ratio | 61.44% | |||
| Return on Assets | 1.90% | |||
| Return on Equity | 22.11% | |||