B
Community State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community State Bank
Shelbina, MO
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 8.70
Stability Index 5.70
Company Info Community State Bank
Shelbina, MO
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FDIC Number 22567
Phone Number (573) 588-4101
Website www.commbankonline.com
Asset Quality Community State Bank
Shelbina, MO
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1-Year Asset Growth 7.55%
5-Year Asset Growth 7.07%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 0.73%
Non-Performing Loans to Loans 0.16%
Balance Sheet Community State Bank
Shelbina, MO
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Total Assets 132.76M
Total Deposits 109.22M
Capital and Reserves Community State Bank
Shelbina, MO
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Capital 15.57M
Leverage Ratio 12.05
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio --
Liquidity Community State Bank
Shelbina, MO
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Hot Money Ratio 14.42%
Liquidity Ratio 18.57%
Profitability Community State Bank
Shelbina, MO
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5-Year Return on Average Assets 1.40%
Net Income 1.16M
Net Interest Spread 3.74%
Operating Profit to Average Assets 2.27%
Overhead Efficiency Ratio 37.85%
Return on Assets 1.74%
Return on Equity 15.36%