B
Community State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community State Bank
Shelbina, MO
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Rating B
Asset Quality Index 7.80
Capitalization Index 9.70
Liquidity Index 3.10
Profitability Index 7.50
Stability Index 6.30
Company Info Community State Bank
Shelbina, MO
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FDIC Number 22567
Phone Number (573) 588-4101
Website www.commbankonline.com
Asset Quality Community State Bank
Shelbina, MO
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1-Year Asset Growth 18.38%
5-Year Asset Growth 8.26%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.92%
Non-Performing Loans to Loans 0.34%
Balance Sheet Community State Bank
Shelbina, MO
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Total Assets 123.45M
Total Deposits 101.02M
Capital and Reserves Community State Bank
Shelbina, MO
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Capital 13.60M
Leverage Ratio 10.79
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity Community State Bank
Shelbina, MO
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Hot Money Ratio 10.80%
Liquidity Ratio 21.50%
Profitability Community State Bank
Shelbina, MO
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5-Year Return on Average Assets 1.40%
Net Income 939.00K
Net Interest Spread 3.56%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 39.55%
Return on Assets 1.59%
Return on Equity 14.35%