B
Community State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community State Bank
Shelbina, MO
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Rating B
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 7.80
Stability Index 6.30
Company Info Community State Bank
Shelbina, MO
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FDIC Number 22567
Phone Number (573) 588-4101
Website www.commbankonline.com
Asset Quality Community State Bank
Shelbina, MO
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1-Year Asset Growth 11.36%
5-Year Asset Growth 7.07%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 4.33%
Non-Performing Loans to Loans 0.76%
Balance Sheet Community State Bank
Shelbina, MO
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Total Assets 128.34M
Total Deposits 104.99M
Capital and Reserves Community State Bank
Shelbina, MO
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Capital 14.84M
Leverage Ratio 11.57
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity Community State Bank
Shelbina, MO
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Hot Money Ratio 12.81%
Liquidity Ratio 17.80%
Profitability Community State Bank
Shelbina, MO
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5-Year Return on Average Assets 1.40%
Net Income 1.89M
Net Interest Spread 3.64%
Operating Profit to Average Assets 2.01%
Overhead Efficiency Ratio 42.61%
Return on Assets 1.56%
Return on Equity 13.81%