B
Community State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community State Bank
Shelbina, MO
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Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 8.40
Stability Index 6.30
Company Info Community State Bank
Shelbina, MO
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FDIC Number 22567
Phone Number (573) 588-4101
Website www.commbankonline.com
Asset Quality Community State Bank
Shelbina, MO
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1-Year Asset Growth 14.26%
5-Year Asset Growth 8.26%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.46%
Non-Performing Loans to Loans 0.25%
Balance Sheet Community State Bank
Shelbina, MO
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Total Assets 121.86M
Total Deposits 98.80M
Capital and Reserves Community State Bank
Shelbina, MO
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Capital 14.39M
Leverage Ratio 11.44
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity Community State Bank
Shelbina, MO
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Hot Money Ratio 12.56%
Liquidity Ratio 18.06%
Profitability Community State Bank
Shelbina, MO
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5-Year Return on Average Assets 1.40%
Net Income 1.49M
Net Interest Spread 3.60%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 37.73%
Return on Assets 1.66%
Return on Equity 14.85%