B
Bank of the Sierra
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of the Sierra
Porterville, CA
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Rating B
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 7.00
Stability Index 5.70
Company Info Bank of the Sierra
Porterville, CA
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FDIC Number 22597
Phone Number (888) 454-2265
Website www.bankofthesierra.com
Asset Quality Bank of the Sierra
Porterville, CA
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1-Year Asset Growth -1.27%
5-Year Asset Growth 3.77%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 4.04%
Non-Performing Loans to Loans 1.11%
Balance Sheet Bank of the Sierra
Porterville, CA
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Total Assets 3.72B
Total Deposits 2.94B
Capital and Reserves Bank of the Sierra
Porterville, CA
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Capital 447.07M
Leverage Ratio 12.25
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio --
Liquidity Bank of the Sierra
Porterville, CA
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Hot Money Ratio 13.09%
Liquidity Ratio 20.39%
Profitability Bank of the Sierra
Porterville, CA
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5-Year Return on Average Assets 1.22%
Net Income 25.02M
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 54.92%
Return on Assets 1.37%
Return on Equity 11.32%