B
Bank of the Sierra
Rating Date
June 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of the Sierra
Porterville, CA
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Rating B
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 7.30
Stability Index 6.30
Company Info Bank of the Sierra
Porterville, CA
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FDIC Number 22597
Phone Number (888) 454-2265
Website www.bankofthesierra.com
Asset Quality Bank of the Sierra
Porterville, CA
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1-Year Asset Growth 4.11%
5-Year Asset Growth 3.77%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.77%
Non-Performing Loans to Capital 4.28%
Non-Performing Loans to Loans 1.17%
Balance Sheet Bank of the Sierra
Porterville, CA
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Total Assets 3.75B
Total Deposits 2.93B
Capital and Reserves Bank of the Sierra
Porterville, CA
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Capital 439.62M
Leverage Ratio 12.05
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio --
Liquidity Bank of the Sierra
Porterville, CA
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Hot Money Ratio 12.93%
Liquidity Ratio 21.01%
Profitability Bank of the Sierra
Porterville, CA
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5-Year Return on Average Assets 1.22%
Net Income 13.79M
Net Interest Spread 3.77%
Operating Profit to Average Assets 2.03%
Overhead Efficiency Ratio 53.13%
Return on Assets 1.51%
Return on Equity 12.52%