| Weiss Ratings |
Guthrie County State Bank
Panora, IA |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 5.60 | |||
| Company Info |
Guthrie County State Bank
Panora, IA |
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| FDIC Number | 226 | |||
| Phone Number | (641) 755-2400 | |||
| Website | www.gcsbank.com | |||
| Asset Quality |
Guthrie County State Bank
Panora, IA |
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| 1-Year Asset Growth | 1.64% | |||
| 5-Year Asset Growth | 14.46% | |||
| 5-Year Charge-Offs to Average Loans | -0.09% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 1.28% | |||
| Non-Performing Loans to Capital | 5.23% | |||
| Non-Performing Loans to Loans | 2.24% | |||
| Balance Sheet |
Guthrie County State Bank
Panora, IA |
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| Total Assets | 279.23M | |||
| Total Deposits | 209.33M | |||
| Capital and Reserves |
Guthrie County State Bank
Panora, IA |
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| Capital | 27.74M | |||
| Leverage Ratio | 12.33 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 17.72 | |||
| Liquidity |
Guthrie County State Bank
Panora, IA |
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| Hot Money Ratio | 13.81% | |||
| Liquidity Ratio | 22.93% | |||
| Profitability |
Guthrie County State Bank
Panora, IA |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 1.44M | |||
| Net Interest Spread | 3.15% | |||
| Operating Profit to Average Assets | 1.08% | |||
| Overhead Efficiency Ratio | 66.53% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 10.78% | |||