| Weiss Ratings |
Guthrie County State Bank
Panora, IA |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 5.20 | |||
| Company Info |
Guthrie County State Bank
Panora, IA |
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| FDIC Number | 226 | |||
| Phone Number | (641) 755-2400 | |||
| Website | www.gcsbank.com | |||
| Asset Quality |
Guthrie County State Bank
Panora, IA |
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| 1-Year Asset Growth | 2.59% | |||
| 5-Year Asset Growth | 14.46% | |||
| 5-Year Charge-Offs to Average Loans | -0.09% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.25% | |||
| Non-Performing Loans to Capital | 5.60% | |||
| Non-Performing Loans to Loans | 2.16% | |||
| Balance Sheet |
Guthrie County State Bank
Panora, IA |
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| Total Assets | 279.29M | |||
| Total Deposits | 202.67M | |||
| Capital and Reserves |
Guthrie County State Bank
Panora, IA |
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| Capital | 26.80M | |||
| Leverage Ratio | 12.07 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 17.99 | |||
| Liquidity |
Guthrie County State Bank
Panora, IA |
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| Hot Money Ratio | 12.09% | |||
| Liquidity Ratio | 21.53% | |||
| Profitability |
Guthrie County State Bank
Panora, IA |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 2.57M | |||
| Net Interest Spread | 2.92% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 65.85% | |||
| Return on Assets | 0.93% | |||
| Return on Equity | 10.70% | |||