| Weiss Ratings |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 8.60 | |||
| Company Info |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 22600 | |||
| Phone Number | (575) 623-2265 | |||
| Website | www.valleybankofcommerce.com | |||
| Asset Quality |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.58% | |||
| 5-Year Asset Growth | 7.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 1.84% | |||
| Non-Performing Loans to Capital | 11.30% | |||
| Non-Performing Loans to Loans | 3.27% | |||
| Balance Sheet |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 291.39M | |||
| Total Deposits | 248.03M | |||
| Capital and Reserves |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 42.63M | |||
| Leverage Ratio | 14.94 | |||
| Loan Loss Reserves to Loans | 1.69% | |||
| Risk-Based Capital Ratio | 25.04 | |||
| Liquidity |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.70% | |||
| Liquidity Ratio | 49.80% | |||
| Profitability |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.62% | |||
| Net Income | 10.15M | |||
| Net Interest Spread | 5.70% | |||
| Operating Profit to Average Assets | 3.38% | |||
| Overhead Efficiency Ratio | 35.53% | |||
| Return on Assets | 3.38% | |||
| Return on Equity | 26.14% | |||