| Weiss Ratings |
Valley Bank of Commerce
Roswell, NM |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 8.20 | |||
| Company Info |
Valley Bank of Commerce
Roswell, NM |
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| FDIC Number | 22600 | |||
| Phone Number | (575) 623-2265 | |||
| Website | www.valleybankofcommerce.com | |||
| Asset Quality |
Valley Bank of Commerce
Roswell, NM |
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| 1-Year Asset Growth | 2.33% | |||
| 5-Year Asset Growth | 9.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 1.71% | |||
| Non-Performing Loans to Capital | 11.04% | |||
| Non-Performing Loans to Loans | 3.17% | |||
| Balance Sheet |
Valley Bank of Commerce
Roswell, NM |
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| Total Assets | 267.65M | |||
| Total Deposits | 229.05M | |||
| Capital and Reserves |
Valley Bank of Commerce
Roswell, NM |
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| Capital | 38.30M | |||
| Leverage Ratio | 12.37 | |||
| Loan Loss Reserves to Loans | 2.09% | |||
| Risk-Based Capital Ratio | 25.39 | |||
| Liquidity |
Valley Bank of Commerce
Roswell, NM |
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| Hot Money Ratio | 2.95% | |||
| Liquidity Ratio | 49.51% | |||
| Profitability |
Valley Bank of Commerce
Roswell, NM |
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| 5-Year Return on Average Assets | 2.62% | |||
| Net Income | 5.06M | |||
| Net Interest Spread | 5.35% | |||
| Operating Profit to Average Assets | 3.25% | |||
| Overhead Efficiency Ratio | 34.97% | |||
| Return on Assets | 3.25% | |||
| Return on Equity | 27.24% | |||