| Weiss Ratings |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 8.20 | |||
| Company Info |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 22600 | |||
| Phone Number | (575) 623-2265 | |||
| Website | www.valleybankofcommerce.com | |||
| Asset Quality |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.40% | |||
| 5-Year Asset Growth | 9.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 2.33% | |||
| Non-Performing Loans to Capital | 14.76% | |||
| Non-Performing Loans to Loans | 3.93% | |||
| Balance Sheet |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 267.33M | |||
| Total Deposits | 226.40M | |||
| Capital and Reserves |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 40.49M | |||
| Leverage Ratio | 13.79 | |||
| Loan Loss Reserves to Loans | 1.99% | |||
| Risk-Based Capital Ratio | 25.82 | |||
| Liquidity |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.93% | |||
| Liquidity Ratio | 45.89% | |||
| Profitability |
Valley Bank of Commerce
Roswell, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.62% | |||
| Net Income | 7.64M | |||
| Net Interest Spread | 5.57% | |||
| Operating Profit to Average Assets | 3.34% | |||
| Overhead Efficiency Ratio | 35.42% | |||
| Return on Assets | 3.34% | |||
| Return on Equity | 26.88% | |||