Zions Bancorporation, National Association
Major Rating Factors:
Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.8 has resulted in Weak (2.6) profitability. Good current capitalization (6.3 on a scale of 0 to 10) based on a risk-based capital ratio of 12.8 and a capital leverage ratio of 8.3.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10). A current level of 4.2 percent of nonperforming loans to core capital combined with 4.3 percent from a year earlier contributes to the Excellent asset quality (7.1).
Asset Mix:
Securities (24%), comm re (19%), comm loans (15%), home mtgs (10%), home eq lns (4%), cash (2%), consumer loans (1%), other (25%)
States with Branches:
AZ, CA, CO, ID, NM, NV, OR, TX, UT, WA, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
One South Main Street
Salt Lake City, UT 84133
Salt Lake City, UT 84133
Phone Number
(801) 844-7637
Year Founded
FDIC Number
Largest Affiliates
No affiliate information available.
