Zions Bancorporation, National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 6.5 percent of nonperforming loans to core capital combined with 7.6 percent from a year earlier contributes to the Good asset quality (5.7).
Other Rating Factors:
Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 14.0 and a capital leverage ratio of 9.4. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.5 has resulted in Good (6.4) profitability.
Asset Mix:
Securities (20%), comm re (19%), comm loans (17%), home mtgs (12%), home eq lns (5%), cash (2%), consumer loans (1%), other (24%)
States with Branches:
AZ, CA, CO, ID, NM, NV, OR, TX, UT, WA, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
One South Main Street
Salt Lake City, UT 84133
Salt Lake City, UT 84133
Phone Number
(801) 844-7637
Year Founded
FDIC Number
Largest Affiliates
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