Zions Bancorporation, National Association
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Fair (4.2) profitability. A current level of 5.9 percent of nonperforming loans to core capital combined with 5.5 percent from a year earlier contributes to the Good asset quality (6.4).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10). Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 13.2 and a capital leverage ratio of 8.6.
Asset Mix:
Securities (22%), comm re (19%), comm loans (16%), home mtgs (11%), home eq lns (4%), cash (2%), consumer loans (1%), other (25%)
States with Branches:
AZ, CA, CO, ID, NM, NV, OR, TX, UT, WA, WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
One South Main Street
Salt Lake City, UT 84133
Salt Lake City, UT 84133
Phone Number
(801) 844-8208
Year Founded
FDIC Number
Largest Affiliates
No affiliate information available.