Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.9). Excellent current capitalization (9.3 on a scale of 0 to 10) and a capital leverage ratio of 10.5.
Other Rating Factors:
Good liquidity 7.0, driven by a liquidity ratio of 59.9 percent and a “hot money” ratio of 0.0 percent. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Fair (5.0) profitability.
Asset Mix:
Securities (76%), comm loans (9%), comm re (5%), cash (3%), home mtgs (1%), consumer loans (0%), other (6%)
States with Branches:
NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FNBEly Bancorporation
Investment Rating
--
Address
595 Aultman Street
Ely, NV 89301
Ely, NV 89301
Phone Number
(775) 289-4441
Year Founded
1907
FDIC Number
Website
Largest Affiliates
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