B
Bank of St. Francisville
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of St. Francisville
Saint Francisville, LA
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Rating B
Asset Quality Index 5.10
Capitalization Index 8.30
Liquidity Index 1.90
Profitability Index 5.80
Stability Index 5.00
Company Info Bank of St. Francisville
Saint Francisville, LA
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FDIC Number 22739
Phone Number (225) 635-6397
Website www.bsf.net
Asset Quality Bank of St. Francisville
Saint Francisville, LA
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1-Year Asset Growth 4.66%
5-Year Asset Growth 30.69%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 6.49%
Non-Performing Loans to Loans 0.92%
Balance Sheet Bank of St. Francisville
Saint Francisville, LA
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Total Assets 379.00M
Total Deposits 323.32M
Capital and Reserves Bank of St. Francisville
Saint Francisville, LA
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Capital 37.51M
Leverage Ratio 9.85
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity Bank of St. Francisville
Saint Francisville, LA
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Hot Money Ratio 22.40%
Liquidity Ratio 17.04%
Profitability Bank of St. Francisville
Saint Francisville, LA
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5-Year Return on Average Assets 1.64%
Net Income 3.99M
Net Interest Spread 4.04%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 63.39%
Return on Assets 1.39%
Return on Equity 15.05%