C
People's Bank and Trust Company of Pickett County
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.85
Return On
Assets
1.23%
Total
Assets
319.04M
Capital
32.99M
Total
Deposits
280.20M
Net
Income
1.96M
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Weiss Ratings People's Bank and Trust Company of Pickett County
Byrdstown, TN 		Click to
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Rating C
Asset Quality Index 4.60
Capitalization Index 9.80
Liquidity Index 0.20
Profitability Index 6.10
Stability Index 3.70
Company Info People's Bank and Trust Company of Pickett County
Byrdstown, TN 		Click to
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FDIC Number 22756
Phone Number (931) 864-3168
Website www.peoplesbankbyrdstown.com
Asset Quality People's Bank and Trust Company of Pickett County
Byrdstown, TN 		Click to
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1-Year Asset Growth 5.13%
5-Year Asset Growth 25.45%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 5.10%
Non-Performing Loans to Loans 0.83%
Balance Sheet People's Bank and Trust Company of Pickett County
Byrdstown, TN 		Click to
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Total Assets 319.04M
Total Deposits 280.20M
Capital and Reserves People's Bank and Trust Company of Pickett County
Byrdstown, TN 		Click to
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Capital 32.99M
Leverage Ratio 10.85
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity People's Bank and Trust Company of Pickett County
Byrdstown, TN 		Click to
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Hot Money Ratio 51.10%
Liquidity Ratio 18.16%
Profitability People's Bank and Trust Company of Pickett County
Byrdstown, TN 		Click to
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5-Year Return on Average Assets 1.47%
Net Income 1.96M
Net Interest Spread 4.89%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 59.11%
Return on Assets 1.23%
Return on Equity 12.21%