B
The Lauderdale County Bank
HallsTN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Lauderdale County Bank
Halls, TN
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 3.40
Stability Index 5.00
Company Info The Lauderdale County Bank
Halls, TN
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FDIC Number 22835
Phone Number (731) 836-5000
Website www.lauderdalecountybank.com
Asset Quality The Lauderdale County Bank
Halls, TN
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1-Year Asset Growth 0.67%
5-Year Asset Growth 4.00%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 2.87%
Non-Performing Loans to Loans 1.22%
Balance Sheet The Lauderdale County Bank
Halls, TN
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Total Assets 62.70M
Total Deposits 55.40M
Capital and Reserves The Lauderdale County Bank
Halls, TN
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Capital 6.17M
Leverage Ratio 12.38
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity The Lauderdale County Bank
Halls, TN
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Hot Money Ratio 32.32%
Liquidity Ratio 42.33%
Profitability The Lauderdale County Bank
Halls, TN
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5-Year Return on Average Assets 0.69%
Net Income 348.00K
Net Interest Spread 4.00%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 76.44%
Return on Assets 0.75%
Return on Equity 8.08%