C
North Valley Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.76
Return On
Assets
0.87%
Total
Assets
426.01M
Capital
44.31M
Total
Deposits
376.26M
Net
Income
2.70M
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Weiss Ratings North Valley Bank
Zanesville, OH 		Click to
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Rating C
Asset Quality Index 6.20
Capitalization Index 8.10
Liquidity Index 2.30
Profitability Index 4.50
Stability Index 5.10
Company Info North Valley Bank
Zanesville, OH 		Click to
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FDIC Number 2284
Phone Number (740) 450-2265
Website www.nvboh.bank
Asset Quality North Valley Bank
Zanesville, OH 		Click to
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1-Year Asset Growth 29.76%
5-Year Asset Growth 16.04%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.52%
Non-Performing Loans to Loans 0.93%
Balance Sheet North Valley Bank
Zanesville, OH 		Click to
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Total Assets 426.01M
Total Deposits 376.26M
Capital and Reserves North Valley Bank
Zanesville, OH 		Click to
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Capital 44.31M
Leverage Ratio 9.76
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio --
Liquidity North Valley Bank
Zanesville, OH 		Click to
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Hot Money Ratio 15.14%
Liquidity Ratio 19.83%
Profitability North Valley Bank
Zanesville, OH 		Click to
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5-Year Return on Average Assets 0.69%
Net Income 2.70M
Net Interest Spread 4.22%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 75.60%
Return on Assets 0.87%
Return on Equity 8.51%