Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Fair (3.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Other Rating Factors:
A current level of 2.2 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (7.3). Good current capitalization (6.2 on a scale of 0 to 10) based on a risk-based capital ratio of 12.2 and a capital leverage ratio of 8.2.
Asset Mix:
Securities (28%), comm re (24%), home mtgs (12%), home eq lns (6%), comm loans (6%), consumer loans (3%), cash (1%), other (21%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Buckeye State Bancshares, Inc.
Investment Rating
--
Address
9494 Wedgewood Boulevard
Powell, OH 43065
Powell, OH 43065
Phone Number
(614) 796-4747
Year Founded
1885
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.