| Weiss Ratings |
Hickory Point Bank and Trust
Decatur, IL |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 7.40 | |||
| Company Info |
Hickory Point Bank and Trust
Decatur, IL |
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| FDIC Number | 22874 | |||
| Phone Number | (217) 875-3131 | |||
| Website | www.hickorypointbank.com | |||
| Asset Quality |
Hickory Point Bank and Trust
Decatur, IL |
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| 1-Year Asset Growth | -2.80% | |||
| 5-Year Asset Growth | -0.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 1.34% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Hickory Point Bank and Trust
Decatur, IL |
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| Total Assets | 717.52M | |||
| Total Deposits | 626.76M | |||
| Capital and Reserves |
Hickory Point Bank and Trust
Decatur, IL |
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| Capital | 79.20M | |||
| Leverage Ratio | 11.04 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 17.25 | |||
| Liquidity |
Hickory Point Bank and Trust
Decatur, IL |
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| Hot Money Ratio | 11.69% | |||
| Liquidity Ratio | 26.64% | |||
| Profitability |
Hickory Point Bank and Trust
Decatur, IL |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 4.40M | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 65.93% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 11.24% | |||