| Weiss Ratings |
Hickory Point Bank and Trust
Decatur, IL |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
Hickory Point Bank and Trust
Decatur, IL |
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| FDIC Number | 22874 | |||
| Phone Number | (217) 875-3131 | |||
| Website | www.hickorypointbank.com | |||
| Asset Quality |
Hickory Point Bank and Trust
Decatur, IL |
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| 1-Year Asset Growth | -10.77% | |||
| 5-Year Asset Growth | 3.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 0.44% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
Hickory Point Bank and Trust
Decatur, IL |
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| Total Assets | 721.09M | |||
| Total Deposits | 638.21M | |||
| Capital and Reserves |
Hickory Point Bank and Trust
Decatur, IL |
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| Capital | 75.86M | |||
| Leverage Ratio | 10.51 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 16.17 | |||
| Liquidity |
Hickory Point Bank and Trust
Decatur, IL |
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| Hot Money Ratio | 12.72% | |||
| Liquidity Ratio | 23.27% | |||
| Profitability |
Hickory Point Bank and Trust
Decatur, IL |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 5.70M | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 1.34% | |||
| Overhead Efficiency Ratio | 69.96% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 10.23% | |||