C
Hickory Point Bank and Trust
DecaturIL
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
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Capital
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Weiss Ratings Hickory Point Bank and Trust
Decatur, IL
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Rating C
Asset Quality Index 6.70
Capitalization Index 9.70
Liquidity Index 1.80
Profitability Index 5.40
Stability Index 5.00
Company Info Hickory Point Bank and Trust
Decatur, IL
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FDIC Number 22874
Phone Number (217) 875-3131
Website www.hickorypointbank.com
Asset Quality Hickory Point Bank and Trust
Decatur, IL
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1-Year Asset Growth -5.24%
5-Year Asset Growth -0.66%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 0.82%
Non-Performing Loans to Loans 0.24%
Balance Sheet Hickory Point Bank and Trust
Decatur, IL
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Total Assets 713.39M
Total Deposits 628.00M
Capital and Reserves Hickory Point Bank and Trust
Decatur, IL
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Capital 77.46M
Leverage Ratio 10.79
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 17.32
Liquidity Hickory Point Bank and Trust
Decatur, IL
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Hot Money Ratio 13.22%
Liquidity Ratio 26.31%
Profitability Hickory Point Bank and Trust
Decatur, IL
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5-Year Return on Average Assets 0.77%
Net Income 8.13M
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 68.23%
Return on Assets 1.10%
Return on Equity 10.85%