B
Southwest Missouri Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Missouri Bank
Carthage, MO
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Rating B
Asset Quality Index 8.60
Capitalization Index 6.70
Liquidity Index 4.00
Profitability Index 4.50
Stability Index 4.60
Company Info Southwest Missouri Bank
Carthage, MO
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FDIC Number 22876
Phone Number (417) 358-9331
Website www.smbonline.com
Asset Quality Southwest Missouri Bank
Carthage, MO
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1-Year Asset Growth 6.11%
5-Year Asset Growth 5.29%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.49%
Non-Performing Loans to Loans 0.23%
Balance Sheet Southwest Missouri Bank
Carthage, MO
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Total Assets 1.23B
Total Deposits 1.07B
Capital and Reserves Southwest Missouri Bank
Carthage, MO
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Capital 83.35M
Leverage Ratio 8.72
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 16.07
Liquidity Southwest Missouri Bank
Carthage, MO
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Hot Money Ratio 15.20%
Liquidity Ratio 19.73%
Profitability Southwest Missouri Bank
Carthage, MO
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5-Year Return on Average Assets 0.79%
Net Income 11.39M
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 70.60%
Return on Assets 0.97%
Return on Equity 15.87%