B
Southwest Missouri Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Missouri Bank
Carthage, MO
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Rating B
Asset Quality Index 8.50
Capitalization Index 6.70
Liquidity Index 4.20
Profitability Index 4.60
Stability Index 5.40
Company Info Southwest Missouri Bank
Carthage, MO
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FDIC Number 22876
Phone Number (417) 358-9331
Website www.smbonline.com
Asset Quality Southwest Missouri Bank
Carthage, MO
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1-Year Asset Growth 4.88%
5-Year Asset Growth 5.29%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.24%
Non-Performing Loans to Loans 0.49%
Balance Sheet Southwest Missouri Bank
Carthage, MO
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Total Assets 1.21B
Total Deposits 1.04B
Capital and Reserves Southwest Missouri Bank
Carthage, MO
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Capital 85.27M
Leverage Ratio 8.73
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 16.39
Liquidity Southwest Missouri Bank
Carthage, MO
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Hot Money Ratio 15.84%
Liquidity Ratio 23.94%
Profitability Southwest Missouri Bank
Carthage, MO
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5-Year Return on Average Assets 0.79%
Net Income 6.28M
Net Interest Spread 3.78%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 69.12%
Return on Assets 1.02%
Return on Equity 15.15%