B
Southwest Missouri Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Missouri Bank
Carthage, MO
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Rating B
Asset Quality Index 8.60
Capitalization Index 6.50
Liquidity Index 4.50
Profitability Index 3.70
Stability Index 4.50
Company Info Southwest Missouri Bank
Carthage, MO
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FDIC Number 22876
Phone Number (417) 358-9331
Website www.smbonline.com
Asset Quality Southwest Missouri Bank
Carthage, MO
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1-Year Asset Growth 1.81%
5-Year Asset Growth 9.22%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.20%
Non-Performing Loans to Loans 0.26%
Balance Sheet Southwest Missouri Bank
Carthage, MO
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Total Assets 1.16B
Total Deposits 1.01B
Capital and Reserves Southwest Missouri Bank
Carthage, MO
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Capital 66.21M
Leverage Ratio 8.54
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 16.07
Liquidity Southwest Missouri Bank
Carthage, MO
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Hot Money Ratio 15.20%
Liquidity Ratio 26.23%
Profitability Southwest Missouri Bank
Carthage, MO
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5-Year Return on Average Assets 0.79%
Net Income 2.58M
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 72.16%
Return on Assets 0.88%
Return on Equity 16.19%