B
Southwest Missouri Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Missouri Bank
Carthage, MO
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Rating B
Asset Quality Index 8.50
Capitalization Index 6.70
Liquidity Index 4.20
Profitability Index 4.40
Stability Index 4.70
Company Info Southwest Missouri Bank
Carthage, MO
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FDIC Number 22876
Phone Number (417) 358-9331
Website www.smbonline.com
Asset Quality Southwest Missouri Bank
Carthage, MO
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1-Year Asset Growth 4.52%
5-Year Asset Growth 9.22%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.24%
Non-Performing Loans to Loans 0.37%
Balance Sheet Southwest Missouri Bank
Carthage, MO
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Total Assets 1.16B
Total Deposits 1.00B
Capital and Reserves Southwest Missouri Bank
Carthage, MO
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Capital 77.91M
Leverage Ratio 8.72
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 16.06
Liquidity Southwest Missouri Bank
Carthage, MO
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Hot Money Ratio 16.36%
Liquidity Ratio 23.77%
Profitability Southwest Missouri Bank
Carthage, MO
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5-Year Return on Average Assets 0.79%
Net Income 7.99M
Net Interest Spread 3.56%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 71.82%
Return on Assets 0.91%
Return on Equity 15.48%