| Weiss Ratings |
Farmers Savings Bank
Spencer, OH |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 9.70 | |||
| Company Info |
Farmers Savings Bank
Spencer, OH |
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| FDIC Number | 2290 | |||
| Phone Number | (330) 648-2441 | |||
| Website | www.fsb-spencer.com | |||
| Asset Quality |
Farmers Savings Bank
Spencer, OH |
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| 1-Year Asset Growth | -1.53% | |||
| 5-Year Asset Growth | -0.38% | |||
| 5-Year Charge-Offs to Average Loans | -0.10% | |||
| Charge-Offs to Average Loans | -0.60% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 1.79% | |||
| Non-Performing Loans to Loans | 1.41% | |||
| Balance Sheet |
Farmers Savings Bank
Spencer, OH |
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| Total Assets | 285.00M | |||
| Total Deposits | 233.00M | |||
| Capital and Reserves |
Farmers Savings Bank
Spencer, OH |
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| Capital | 51.00M | |||
| Leverage Ratio | 28.16 | |||
| Loan Loss Reserves to Loans | 3.06% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers Savings Bank
Spencer, OH |
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| Hot Money Ratio | 31.14% | |||
| Liquidity Ratio | 66.57% | |||
| Profitability |
Farmers Savings Bank
Spencer, OH |
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| 5-Year Return on Average Assets | 1.65% | |||
| Net Income | 1.16M | |||
| Net Interest Spread | 3.36% | |||
| Operating Profit to Average Assets | 1.63% | |||
| Overhead Efficiency Ratio | 49.50% | |||
| Return on Assets | 1.63% | |||
| Return on Equity | 8.99% | |||