| Weiss Ratings |
The First Bank and Trust Company
Lebanon, VA |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
The First Bank and Trust Company
Lebanon, VA |
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| FDIC Number | 22918 | |||
| Phone Number | (276) 889-4622 | |||
| Website | www.firstbank.com | |||
| Asset Quality |
The First Bank and Trust Company
Lebanon, VA |
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| 1-Year Asset Growth | 15.82% | |||
| 5-Year Asset Growth | 19.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 3.05% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
The First Bank and Trust Company
Lebanon, VA |
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| Total Assets | 3.93B | |||
| Total Deposits | 3.49B | |||
| Capital and Reserves |
The First Bank and Trust Company
Lebanon, VA |
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| Capital | 374.16M | |||
| Leverage Ratio | 9.81 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | 13.73 | |||
| Liquidity |
The First Bank and Trust Company
Lebanon, VA |
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| Hot Money Ratio | 13.79% | |||
| Liquidity Ratio | 12.83% | |||
| Profitability |
The First Bank and Trust Company
Lebanon, VA |
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| 5-Year Return on Average Assets | 1.61% | |||
| Net Income | 15.18M | |||
| Net Interest Spread | 3.86% | |||
| Operating Profit to Average Assets | 2.06% | |||
| Overhead Efficiency Ratio | 45.24% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 16.47% | |||