| Weiss Ratings |
The First Bank and Trust Company
Lebanon, VA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 5.00 | |||
| Company Info |
The First Bank and Trust Company
Lebanon, VA |
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| FDIC Number | 22918 | |||
| Phone Number | (276) 889-4622 | |||
| Website | www.firstbank.com | |||
| Asset Quality |
The First Bank and Trust Company
Lebanon, VA |
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| 1-Year Asset Growth | 6.64% | |||
| 5-Year Asset Growth | 15.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.89% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
The First Bank and Trust Company
Lebanon, VA |
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| Total Assets | 4.28B | |||
| Total Deposits | 3.82B | |||
| Capital and Reserves |
The First Bank and Trust Company
Lebanon, VA |
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| Capital | 422.64M | |||
| Leverage Ratio | 10.07 | |||
| Loan Loss Reserves to Loans | 1.35% | |||
| Risk-Based Capital Ratio | 13.83 | |||
| Liquidity |
The First Bank and Trust Company
Lebanon, VA |
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| Hot Money Ratio | 13.03% | |||
| Liquidity Ratio | 12.10% | |||
| Profitability |
The First Bank and Trust Company
Lebanon, VA |
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| 5-Year Return on Average Assets | 1.63% | |||
| Net Income | 38.60M | |||
| Net Interest Spread | 4.16% | |||
| Operating Profit to Average Assets | 2.34% | |||
| Overhead Efficiency Ratio | 39.98% | |||
| Return on Assets | 1.85% | |||
| Return on Equity | 18.63% | |||