| Weiss Ratings |
The First Bank and Trust Company
Lebanon, VA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
The First Bank and Trust Company
Lebanon, VA |
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| FDIC Number | 22918 | |||
| Phone Number | (276) 889-4622 | |||
| Website | www.firstbank.com | |||
| Asset Quality |
The First Bank and Trust Company
Lebanon, VA |
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| 1-Year Asset Growth | 10.13% | |||
| 5-Year Asset Growth | 15.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.39% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 3.02% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
The First Bank and Trust Company
Lebanon, VA |
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| Total Assets | 4.21B | |||
| Total Deposits | 3.76B | |||
| Capital and Reserves |
The First Bank and Trust Company
Lebanon, VA |
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| Capital | 405.97M | |||
| Leverage Ratio | 9.85 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | 13.97 | |||
| Liquidity |
The First Bank and Trust Company
Lebanon, VA |
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| Hot Money Ratio | 13.93% | |||
| Liquidity Ratio | 15.22% | |||
| Profitability |
The First Bank and Trust Company
Lebanon, VA |
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| 5-Year Return on Average Assets | 1.61% | |||
| Net Income | 65.12M | |||
| Net Interest Spread | 3.98% | |||
| Operating Profit to Average Assets | 2.06% | |||
| Overhead Efficiency Ratio | 44.32% | |||
| Return on Assets | 1.63% | |||
| Return on Equity | 16.94% | |||