B
Amerant Bank N.A.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Amerant Bank N.A.
Coral Gables, FL
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Rating B
Asset Quality Index 4.80
Capitalization Index 7.90
Liquidity Index 3.50
Profitability Index 3.60
Stability Index 6.20
Company Info Amerant Bank N.A.
Coral Gables, FL
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FDIC Number 22953
Phone Number (305) 460-4001
Website www.amerantbank.com
Asset Quality Amerant Bank N.A.
Coral Gables, FL
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1-Year Asset Growth 0.50%
5-Year Asset Growth 4.79%
5-Year Charge-Offs to Average Loans 0.58%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 1.33%
Non-Performing Loans to Capital 11.43%
Non-Performing Loans to Loans 1.77%
Balance Sheet Amerant Bank N.A.
Coral Gables, FL
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Total Assets 10.39B
Total Deposits 8.34B
Capital and Reserves Amerant Bank N.A.
Coral Gables, FL
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Capital 983.42M
Leverage Ratio 9.57
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 13.29
Liquidity Amerant Bank N.A.
Coral Gables, FL
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Hot Money Ratio 15.35%
Liquidity Ratio 29.84%
Profitability Amerant Bank N.A.
Coral Gables, FL
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5-Year Return on Average Assets 0.60%
Net Income 57.26M
Net Interest Spread 3.86%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 66.01%
Return on Assets 0.75%
Return on Equity 7.89%