B
West Texas National Bank
Midland,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings West Texas National Bank
Midland, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.20
Capitalization Index 9.30
Liquidity Index 3.80
Profitability Index 6.30
Stability Index 8.80
Company Info West Texas National Bank
Midland, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 22957
Phone Number (432) 685-6500
Website www.wtnb.com
Asset Quality West Texas National Bank
Midland, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.05%
5-Year Asset Growth 20.88%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.86%
Non-Performing Assets to Assets 1.06%
Non-Performing Loans to Capital 7.72%
Non-Performing Loans to Loans 1.67%
Balance Sheet West Texas National Bank
Midland, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.88B
Total Deposits 2.56B
Capital and Reserves West Texas National Bank
Midland, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 295.18M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 1.95%
Risk-Based Capital Ratio 18.01
Liquidity West Texas National Bank
Midland, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 6.78%
Liquidity Ratio 31.18%
Profitability West Texas National Bank
Midland, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.57%
Net Income 22.47M
Net Interest Spread 3.94%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 46.51%
Return on Assets 1.60%
Return on Equity 15.58%