First Community Bank
| Weiss Ratings |
First Community Bank
San Benito, TX |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 6.30 | |||
| Company Info |
First Community Bank
San Benito, TX |
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| FDIC Number | 22964 | |||
| Phone Number | (956) 399-3331 | |||
| Website | www.fcbtx.com | |||
| Asset Quality |
First Community Bank
San Benito, TX |
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| 1-Year Asset Growth | 3.42% | |||
| 5-Year Asset Growth | 10.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.36% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
First Community Bank
San Benito, TX |
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| Total Assets | 792.64M | |||
| Total Deposits | 705.41M | |||
| Capital and Reserves |
First Community Bank
San Benito, TX |
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| Capital | 62.95M | |||
| Leverage Ratio | 9.82 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Community Bank
San Benito, TX |
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| Hot Money Ratio | 22.94% | |||
| Liquidity Ratio | 15.23% | |||
| Profitability |
First Community Bank
San Benito, TX |
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| 5-Year Return on Average Assets | 1.40% | |||
| Net Income | 9.18M | |||
| Net Interest Spread | 4.28% | |||
| Operating Profit to Average Assets | 1.93% | |||
| Overhead Efficiency Ratio | 56.39% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 21.77% | |||