First Community Bank
| Weiss Ratings |
First Community Bank
San Benito, TX |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 6.30 | |||
| Company Info |
First Community Bank
San Benito, TX |
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| FDIC Number | 22964 | |||
| Phone Number | (956) 399-3331 | |||
| Website | www.fcbtx.com | |||
| Asset Quality |
First Community Bank
San Benito, TX |
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| 1-Year Asset Growth | 6.05% | |||
| 5-Year Asset Growth | 6.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.35% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
First Community Bank
San Benito, TX |
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| Total Assets | 778.92M | |||
| Total Deposits | 690.87M | |||
| Capital and Reserves |
First Community Bank
San Benito, TX |
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| Capital | 66.37M | |||
| Leverage Ratio | 10.13 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Community Bank
San Benito, TX |
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| Hot Money Ratio | 23.22% | |||
| Liquidity Ratio | 13.64% | |||
| Profitability |
First Community Bank
San Benito, TX |
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| 5-Year Return on Average Assets | 1.40% | |||
| Net Income | 12.91M | |||
| Net Interest Spread | 4.30% | |||
| Operating Profit to Average Assets | 2.02% | |||
| Overhead Efficiency Ratio | 55.83% | |||
| Return on Assets | 1.66% | |||
| Return on Equity | 22.14% | |||