B
First Community Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Community Bank
San Benito, TX
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Rating B
Asset Quality Index 8.70
Capitalization Index 9.00
Liquidity Index 2.90
Profitability Index 8.30
Stability Index 6.30
Company Info First Community Bank
San Benito, TX
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FDIC Number 22964
Phone Number (956) 399-3331
Website www.fcbtx.com
Asset Quality First Community Bank
San Benito, TX
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1-Year Asset Growth 4.33%
5-Year Asset Growth 6.81%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.00%
Balance Sheet First Community Bank
San Benito, TX
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Total Assets 794.39M
Total Deposits 697.45M
Capital and Reserves First Community Bank
San Benito, TX
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Capital 69.48M
Leverage Ratio 10.36
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity First Community Bank
San Benito, TX
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Hot Money Ratio 22.76%
Liquidity Ratio 17.98%
Profitability First Community Bank
San Benito, TX
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5-Year Return on Average Assets 1.48%
Net Income 7.04M
Net Interest Spread 4.18%
Operating Profit to Average Assets 2.12%
Overhead Efficiency Ratio 55.21%
Return on Assets 1.74%
Return on Equity 20.68%